Whether you're a bank, fintech innovator, or an enterprise, our platform enables you to launch and manage reloadable prepaid cards tailored to your business needs. From employee benefits to customer engagement, our cards are designed to deliver flexibility, control, and seamless integration.
For Banks and Non-Bank Prepaid Issuers:
Create customisable card programs for your specific needs with seamless digital onboarding and hassle-free management to ensure transaction and spend monitoring .
For Fintech and Enterprises:
Leverage our issuer processor capabilities to issue virtual or physical cards that blend payments into your user experience while ensuring granular fraud control.
Purpose-built to drive impact for various industries.
Banking & financial services
Neo-banking, digital wallets, customer acquisition campaigns.
Retail & E-commerce
Loyalty programs, refunds, and referral bonuses.
Healthcare
Insurance payouts, health benefit cards, patient reimbursements.
Education & EdTech
Student stipends, scholarship disbursement, campus spending.
Gig Economy & Logistics
Driver payouts, delivery partner incentives, fuel reimbursements.
Government & NGOs
Subsidy distribution, welfare programs, distaster relief funds.
Engineered for the use cases
that move your business forward.
Expense management
Real-time tracking and control of employee or operational expenses.
Customer engagement
Branded reward cards for loyalty and cashback programs.
Disbursements & payouts
Instant, secure, and auditable fund transfers to individuals or vendors.
Employee benefits
Employee incentives, travel allowances, meal benefits, payroll disbursement.
Corporate disbursements
Vendor payments, Petty cash management, CSR and community programs.
Travel & fuel cards
Reloadable cards for fleet operators and travel reimbursements.
Subscription & Recurring Payments
Controlled spending for SaaS, memberships, and recurring services.
Transit Cards
Supports Zero KYC, min KYC and full KYC variants for seamless access to public transport modes.
Key Features:
Expense management
Real-time tracking and control of employee or operational expenses.
Customer engagement
Branded reward cards for loyalty and cashback programs.
Disbursements & payouts
Instant, secure, and auditable fund transfers to individuals or vendors.
Employee benefits
Employee incentives, travel allowances, meal benefits, payroll disbursement.
Corporate disbursements
Vendor payments, Petty cash management, CSR and community programs.
Travel & fuel cards
Reloadable cards for fleet operators and travel reimbursements.
Subscription & Recurring Payments
Controlled spending for SaaS, memberships, and recurring services.
Transit Cards
Supports Zero KYC, min KYC and full KYC variants for seamless access to public transport modes.
Disburse, Reward, and Empower with
a Comprehensive Prepaid Card Tech.
*Available only for Pine Labs PPI on UPI app.
Universal acceptance
Accepted across major cards networks with UPI*. Designed for merchant payemnts and ATMs nationwide.
Real-time controls
Block/unblock cards, set rules for merchant categories, and monitor transactions on the go.
Multiple card form factors
Launch physical or virtual card mapped to your existing app ecosystem or a white-labelled app.
Digital wallet support
Load virtual and physical cards into digital wallets to enable instant and secure access to funds.
Why Pine Labs is your go-to partner
to solve the most critical payment challenges.
Faster time to market
Launch in weeks, not months.
Proven expertise
Prepaid issuer and processor across use cases for more than a decade.
Enhanced user experience
Mobile-first, intuitive card management.
API-first architecture
Seamless integration with your existing systems and apps.
Scalable infrastructure
Grow from pilot to millions of cards effortlessly.
Secure & compliant
PCI-DSS certified, state of the art information security and data privacy readiness.
Faster time to market
Launch in weeks, not months.
Proven expertise
Prepaid issuer and processor across use cases for more than a decade.
Enhanced user experience
Mobile-first, intuitive card management.
API-first architecture
Seamless integration with your existing systems and apps.
Scalable infrastructure
Grow from pilot to millions of cards effortlessly.
Secure & compliant
PCI-DSS certified, state of the art information security and data privacy readiness.
