CARD SWITCH

Give wheels to
transaction routing.

Accelerate transaction efficiency and boost customer satisfaction with our secure, scalable and modern Card Switch.

    Card Switch routes transactions between card networks and banks for efficient processing

    Card Switch,
    made seamless.

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      Banks

      Enhance transaction speed and reliability, ensuring a seamless customer experiences at every step.

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      Fintechs

      Power your platforms with efficient, API-ready card switching built to scale with your business needs.

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    Everything you need.
    Nothing you don’t.

    Pine Labs' unified platform simplifies issuing, acquiring and credit management, offering essential tools in a single scalable solution designed for seamless operations and growth.

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    Why choose Pine Labs
    Card Switch?

    Pine Labs’ Card Switch streamlines transaction routing,
    authorisation, and authentication, ensuring:

    Swift processing

    Seamless and swift transactions every time.

    Faster processing

    High availability

    Robust infrastructure with uninterrupted uptime.

    High availability

    Robust security

    Real-time fraud prevention and risk monitoring.

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    Here’s how we stack up:

    Pine Labs Card Switch
    Legacy Platforms
    Modern Platforms

    Fast processing

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    High availability

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    Automated real-time monitoring

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    Scalable solution

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    Latest innovations

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    A card switch experience that’s fast, secure and scalable.

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      Lightning-fast processing

      Ensure seamless transactions with quick and reliable card switching, even during peak volumes.

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      Always-on infrastructure

      Built for high uptime, our robust architecture guarantees uninterrupted service.

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      Real-time monitoring

      Gain complete visibility with live tracking, instant reporting, and centralised management of switch activities.

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      Fraud control

      Integrated Fraud & Risk Management (FRM) tools detect anomalies, reduce chargebacks and prevent suspicious activities in real time.

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      Seamless integration

      Our API-ready platform integrates effortlessly into existing systems, reducing deployment time and friction.

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      Scalable by design

      Handle millions of transactions effortlessly whether you’re a growing fintech or a global bank.

    Screenshot of Pine Labs' Risk Management dashboard

    Works like a charm.

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      STEP 1 : Integrate effortlessly

      • bulletSeamlessly integrate with your systems via our API-ready platform
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      STEP 2 : Configure with ease

      • bulletDesign card programs to match your unique requirements from card types to customer-specific features.
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      STEP 3 : Monitor in real time

      • bulletTrack transactions, manage switch performance and monitor fraud prevention through an intuitive, centralised dashboard.
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    And there’s more to it.

    Key features:

    Supports leading schemes

    Out-of-the-box support for Mastercard, Visa, RuPay,and other major domestic schemes for seamless routing.

    Supports leading schemes

    Integrated authentication

    Boost success rates with coherent modules that reduce transaction drop offs and improve overall performance.

    Integrated authentication

    Real-time Fraud & Risk Management (FRM)

    Leverage configurable fraud detection rules to manage risk, prevent chargebacks
    and ensure secure transactions.

    Real-time fraud & risk management (FRM)

    High-performance scalability

    Designed to handle large transaction volumes with consistent speed and reliability.

    High-performance scalability (1)