Unlock new growth by empowering indirect sales with PayFac. Streamline operations, manage merchants effortlessly, and add value with advanced analytics and services – all from one centralised platform. We handle the complexities so you can focus on growth.
Everything you need. Nothing you don’t.
Pine Labs' unified platform simplifies issuing, acquiring, and credit management, offering essential tools in a single scalable solution designed for seamless operations and growth.
Scale for all.
Banks and financial institutions
Boost growth by onboarding and managing Payment Facilitators with ease.
Payment aggregators and fintechs
Offer scalable and innovative payment solutions to merchants.
Public sector initiatives
Simplify digital payments for sectors like education, utilities and government services.
ISOs & PSPs
Streamline merchant management and deliver omnichannel payment solutions.
Why choose PayFac?
Pine Labs PayFac simplifies merchant management, enabling
rapid scaling with automated workflows, real-time insights and
clear policy guidelines:
Flexible payouts
Customise settlement frequencies to fit your needs.
Simplified operations
Manage merchants with unified tools and analytics.
Accurate reconciliation
Prevent revenue leakage with automated checks.
Why do it with us?
- Feature
- Multi-Level Merchant Onboarding
- Value-Added Services Integration
- Comprehensive Fee Management
- Unified Statements
- Pine Labs PayFac
- Traditional Platform
- Not available
- Not available
- Not available
Pine Labs PayFac
Traditional Platform
Multi-Level Merchant Onboarding
Not available
Value-Added Services Integration
Not available
Comprehensive Fee Management
Unified Statements
Not available
Scale without
the hassle.
Effortless Merchant Onboarding
Bring in master merchants and sub-merchants under predefined guidelines with minimal effort.
Add Value Through VAS
Offer merchants additional services, such as bank promotions, OEM offers, and third-party deals, driving more revenue.
Precision Pricing Control
Easily manage buy/sell rates, VAS fees, and revenue splits through a central fee module.
Unified Merchant Statements
Consolidate all transaction types, fees, and payouts into one transparent, easy-to-read statement.
Revenue Protection
Identify and resolve exceptions early with an advanced reconciliation module.
Flexible Settlements
Enable daily, weekly, or on-demand payouts to merchants based on business needs.
Automation for Scale
Eliminate manual work with automated, straight-through processing as your business grows.
Real-Time Insights
Access critical data through a user-friendly admin UI that delivers reports and analytics instantly.
Core capabilities power growth.
Merchant onboarding
Seamlessly onboard merchants and create multi-level hierarchies for structured operations.
VAS Integration
Add bank promotions, OEM offers, and third-party deals to
merchant portfolios.
Comprehensive fee control
Manage fees, splits and rates effortlessly across merchants and services.
Unified merchant statements
Combine all merchant transactions into one detailed statement for clarity and simplicity.
Advanced reconciliation
Ensure no revenue leakage with automated exception checks
during settlement.
Custom settlement frequencies
Settle payouts daily, weekly, or on demand, aligned to your
business model.
API/File-based payouts
Connect directly with banking systems for automated, efficient payouts.
Admin UI for monitoring
Gain real-time visibility with robust reporting tools for business insights.
Key features:
Merchant onboarding
Seamlessly onboard merchants and create multi-level hierarchies for structured operations.
VAS Integration
Add bank promotions, OEM offers, and third-party deals to
merchant portfolios.
Comprehensive fee control
Manage fees, splits and rates effortlessly across merchants and services.
Unified merchant statements
Combine all merchant transactions into one detailed statement for clarity and simplicity.
Advanced reconciliation
Ensure no revenue leakage with automated exception checks
during settlement.
Custom settlement frequencies
Settle payouts daily, weekly, or on demand, aligned to your
business model.
API/File-based payouts
Connect directly with banking systems for automated, efficient payouts.
Admin UI for monitoring
Gain real-time visibility with robust reporting tools for business insights.
Proven to scale,
built to last.
Streamlined onboarding
Scale merchant networks without manual overhead.
Real-time reconciliation
Ensure accuracy and prevent revenue loss.
Comprehensive reporting
Data-driven insights that empower better decisions.
