Tokeniser

Stay ahead with
secure payments
that build trust
with tokenisation. 

Experience next-gen payments with our Tokeniser. From passkeys
to card tokenisation, enjoy fast, secure checkouts that boost
conversions and protect your customers.

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Tokenisation made easy.

Here’s the seamless, secure process of tokenising card details for faster, safer
transactions every time.

Tokenisation Process

Merchant

Here’s the seamless, secure process of tokenising card details for faster,
safer transactions every time.

Merchant

Pine Labs Tokeniser

Encrypts the sensitive card details into a ‘token’ that is mapped to a business
and the actual saved card network. 

Pine Labs Tokeniser

Pine Labs on behalf of the merchant 

Collect payments effortlessly with a no-code solution that works on WhatsApp, email,
and SMS—instantly and efficiently. 

Pine Labs on behalf of the merchant 

Acquiring bank 

Processes the token to the card network. 

Acquiring bank 

Card network 

Converts token to PAN and passes it to the issuing bank. 

Card network 

Issuing bank 

Authorises the request and sends a response to the card network.

Issuing bank 

Merchant 

Show success page to the customer.

Tokenisation made easy

Be the smooth operator with
RBI-compliant
card tokenisation.


Tokeniser replaces sensitive customer data with a token, making businesses 100% RBI-compliant. This ensures that card information is not stored, mitigating the risk of data breaches.

Our solution ensures a secure and seamless payment experience, fully compliant with the latest regulatory standards, helping businesses maintain both security and customer trust.

We stay ahead with continuous compliance, always up to date and reliable.

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Activate saved cards for lightning-fast checkouts. 

Power frictionless checkouts by enabling the ‘Saved Card’ feature, allowing repeat customers to complete their purchases with
just a tap.

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Say goodbye to OTPs and hello to biometric authentication.  

Enhance card authentication success rates and deliver unmatched customer convenience with Mastercard Passkey.

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    Secure

    Biometric data remains on your customers’ device, providing top-tier security. Combined with tokenisation, biometric authentication ensures only the authorised user can approve payments, keeping transaction data safe.

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    Convenient

    Authentication is completed in seconds using fingerprint or facial recognition, providing a quick and effortless experience.

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    Sweeten the deal

    Eliminate friction in the payment process to reduce cart abandonment and increase successful transactions.

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    Get paid fast

    Adhering to global standards like RBI’s guidelines in India, our solution integrates tokenisation and strong customer authentication (SCA) to meet the highest regulatory requirements.

User authenticating payment with face recognition using smartphone

Fortify every transaction
with Pine Labs Online.

We protect every payment with advanced encryption and compliance. Your data
stays safe with industry-leading security, at every step.

PCI Compliance Icon
PCI SAD Q Compliance

We meet the highest industry standards for secure data handling.

Fingerprint graphic representing SSL-encrypted data
SSL Encryption

Sensitive payment data is safeguarded with top-tier encryption.

Masked card showing tokenized 16-digit number
Tokenisation

Your 16-digit card numbers are replaced with secure tokens, adhering to RBI regulations to minimise data exposure and enhance security.

Boost your bottom line
with value-driven pricing.

Built on a pricing model designed for value, we offer
affordable rates and custom pricing options based on volume.

Contact us for details
Pine Labs expert advising a merchant during a one-on-one meeting

Simplify operations with
24/7 support.

Get round-the-clock support and full control with our easy-to-use dashboard. Track metrics, manage operations and resolve issues effortlessly—all in one place.

Let’s talk
Recommendation- Simplify operations with 24/7 support

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Frequently Asked Questions

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do for you.

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