UPI Autopay

Deliver a frictionless recurring payment experience with UPI Autopay

Ensure higher repayment success rates with smart retries, instant refunds, and real-time analytics- while cutting operational costs and staying fully compliant.

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A comprehensive payment mandate toolkit.

Turn one-time customers into lifetime users. Our flexible scheduling and intelligent retry mechanisms ensure you never miss a collection.

  • bulletMaximise success rates with intelligent execution retries
  • bulletCreate custom schedules and amount limits that work for your business
  • bulletGet deep insights into payment patterns and customer behaviour

Eliminate fraud and failed payments before they happen. Our multi-bank validation system ensures every transaction counts.

  • bulletReal-time account validation across all major banks
  • bulletAdvanced name matching with 99.95% accuracy
  • bulletCustom validation rules for your unique needs
  • bulletInstant processing for verified accounts

UPI Reserve: Power future paymentsUPI Reserve: Power future payments

  • bulletSecure funds at booking, collect on confirmation
  • bulletReduce refund processing by up to 70%
  • bulletEnable offline UPI payments
  • bulletTransform RSVPs into attendance guarantees

Handle high-value transactions with complete control and compliance.

  • bulletConvert COD to prepaid with customer fund-blocking
  • bulletProcess multi-debit mandates seamlessly
  • bulletEnable collections in low-connectivity areas
  • bulletReal-time transaction visibility

The gold standard in recurring payments, reimagined for the digital age.

  • bulletPaperless, instant mandate registration
  • bulletLive status tracking and notifications
  • bulletFlexible collection scheduling
  • bulletOne-click mandate modifications

Tailor-made for your industry.

Turn collections into a competitive advantage.

  • bulletStreamline EMI collections
  • bulletReduce operational overheads
  • bulletImprove collection efficiency
  • bulletReal-time reconciliation

Transform premium collections.

  • bulletAutomated premium collection
  • bulletFlexible payment schedules
  • bulletEnhanced customer experience
  • bulletReduced payment failures

Power seamless market operations.

  • bulletSecure margin collection
  • bulletInstant limit updates
  • bulletMultiple SIP management
  • bulletRegulatory compliant

Why choose our mandate suite?

  • bulletHigh TPS, low latency
  • bulletDynamic retries engine
  • bulletCloud-native, multi-region infra

  • bulletNPCI-ready, always updated
  • bulletAutomated audit reporting
  • bulletSecure customer verification

  • bulletInstant refunds & disputes
  • bulletReal-time error insights
  • bulletFlexible settlement options

Fortify every transaction with Pine Labs Online.

We do not store sensitive data. Instead, we have invested in industry-leading security measures to protect your information at every step.

ISO 27001 Certification

We maintain the highest international standards for information security management.

Compliance & auditing

Regular SOC 2 Type 2 attestations and external security audits verify our commitment to security best practices.

Enterprise-grade encryption

All sensitive data is protected using industry-standard encryption both at rest and in transit.

Regulatory compliance

Fully regulated by RBI for payment aggregator/gateway services with complete data localisation compliance.

Dive into our blogs.

Frequently Asked Questions

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