Banks & financial institutions 

Power modern banking with next-gen issuance, acceptance & APIs.

Effortlessly issue prepaid, debit and credit instruments. Enable smooth, secure payments for both customers and merchants. Seamlessly integrate with India’s expanding digital public infrastructure using our powerful fintech rails.

Man standing infront of a building symbolising Pine Labs' digital banking solutions

Launch & scale card
programs effortlessly.

Expand and engage your customer base with modern credit
and prepaid issuance solutions.

Key products:

Credit Processing Platform

Issue and manage credit, debit, prepaid and tokenised cards via an API-first processor.

Credit-platform (5)

Card Management System

Handle lifecycle management with multi-product flexibility.

Card Management System

Co-branded Credit Cards

Launch cards with custom rewards, fast GTM and partner integrations.

Co-branded Credit Cards

Prepaid Solutions

Use open-loop and closed-loop gift cards, wallets and refund cards to drive usage and loyalty.

Prepaid Solutions

Offer full-stack payment acceptance. 

Retain and delight your account holders with seamless online and in-store payments.

PoS devices

Android smart PoS for universal card and UPI acceptance. 

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POS Terminals (1)

Online payment gateway

PCI-compliant gateway for scalable digital payment acceptance. 

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Online payment gateway

UPI & Bharat QR

Accept UPI payments via PoS machines.

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UPI & Bharat QR

Payment links & payouts

Enable fast, secure payouts and collections for various use cases. 

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Payment links & payouts

Leverage DPI-aligned APIs
to drive automation, scale
and compliance. 

Account Aggregator Gateway

Enable consent-based data sharing across financial use cases. 

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Identity infrastructure

eKYC, eSign, eStamp via a single API gateway. 

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UPI infrastructure

NPCI-certified UPI acquiring switch and credit line support. 

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BBPS Switch (Bharat Connect)

Power utility, loan and bill payments in real time. 

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Get started today.