FOREX CARDS

Your passport to success: Launch forex card programs backed by proven power. 

Empower your customers with forex card programs supporting multiple currencies and wallets, trusted in over 16 countries. Available as APIs or fully White-labelled solutions, built for global security and reliability.

    Smiling man holding a Pine Labs multi-currency Forex Card with various currency symbols

    Own the future of forex with a tech
    stack that powers new-age businesses.

    Our forex prepaid tech stack is the perfect fit for:

    AD-II license holders

    AD-II license holders

    Simplify and optimise cross-border financial solutions.

    Banks

    Banks

    Expand your portfolio with scalable, branded forex card programs.

    Money changers (FFMCs)

    Money changers (FFMCs)

    Enhance services with added value for international travellers. 

    Empower your business with a feature-packed platform.

    Effortlessly launch forex cards and streamline payments with a robust, future-ready solution.

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      Multi-currency cards: Enable customers to load multiple wallets at once, supporting a wide range of currencies for unmatched flexibility.

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      Real-time currency conversion: Instantly convert currencies during transactions, providing customers with a seamless, hassle-free payment experience anywhere in the world.

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      Effortless integration: Accelerate your go-to-market strategy with APIs that integrate seamlessly into your existing systems.

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      Scalable, secure and streamlined: Ensure smooth transaction processing—from authorisation to reconciliation and settlement—on a robust platform designed for effortless scaling.

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      Flexible KYC integration: Simplify onboarding with adaptable KYC modules, ensuring compliance while keeping workflows efficient and user-friendly.

    Screenshot of Pine Labs' multi-currency wallet overview dashboard

    Take charge with total card
    control and unmatched transparency. 

    Seamlessly manage every aspect of your forex card program end-to-end—
    from card issuance to post-transaction insights—using flexible APIs, white
    -labelled solutions and SDKs tailored to your needs.

    Key Features:

    Flexible integration options

    Leverage our APIs, white-labelled solutions, or SDKs to seamlessly incorporate card
    management features into your existing systems, delivering an intuitive, brand-
    consistent experience for your customers. 

    Screenshot of Pine Labs' multi-currency wallet overview dashboard

    Dynamic card controls 

    Easily load, reload, pause, or set spend limits on any card. Give your customers real-time
    control over their transactions for responsible usage and enhanced security. 

    Screenshot of Pine Labs' flexible integration options dashboard

    Multi-currency wallet support 

    Allow travellers to carry up to six currencies simultaneously, simplifying international
    payments and enhancing the user experience wherever they go. 

    Screenshot of Pine Labs' multi-currency wallet overview dashboard

    End-to-end transaction processing 

    Handle all payment processes effortlessly—from authorisation to dispute resolution and
    chargeback handling—ensuring a frictionless payment ecosystem with swift issue
    resolution. 

    Screenshot of Pine Labs' Forex Card Reload Transaction dashboard

    Advanced fraud checks 

    Protect your business and customers with proactive fraud detection and monitoring
    measures, ensuring every transaction is secure and trustworthy. 

    Screenshot of Pine Labs' transaction and fraud check status dashboard

    Efficient reconciliation and settlement 

    Streamline back-office operations with automated reconciliation and settlement tools,
    reducing manual effort and minimising errors for accurate financial reporting. 

    Pine Labs dashboard displaying reconciliation metrics with graphs and status indicators

    Insightful reporting and analytics 

    Unlock actionable insights through detailed reports on card usage, transaction patterns,
    and program performance, empowering data-driven decisions to boost customer
    satisfaction and profitability.

    Card usage dashboard with analytics and stats for transparent program control

    Stand out with unmatched
    benefits in forex payments.

    Unlock your full potential with a platform built for innovation, flexibility and
    reliability.

    Hit the ground running

    Hit the ground running

    Seamlessly integrate with short timelines and dedicated tech support, powered by easy-to-use APIs that get you to market faster. 

    Deliver effortless journeys 

    Deliver effortless journeys 

    Empower your customers with multi-currency wallets, real-time currency conversion, card lock features, and instant notifications for stress-free global payments. 

    Fortify your fortress 

    Fortify your fortress 

    Operate with confidence on a platform fully PCI-DSS and ISO-certified, delivering uncompromising security and reliability. 

    Expand without limits

    Expand without limits

    Take your business global with a platform trusted by clients in over 16 countries, designed for effortless scalability.

    Turn data into action 

    Turn data into action 

    Unlock advanced insights with powerful reporting and dashboards to make smarter, data-driven decisions. 

    Next-gen capabilities for future-
    ready forex card solutions.

    Enable your business with flexible, scalable and secure card solutions designed for modern needs. 

    Adaptable architecture

    Our state-of-the-art platform offers seamless integration and flexibility, keeping your forex solutions ahead of the curve. 

    Effortless integration

    Effortless integration

    Connect seamlessly using our API suite, API gateway, and SDKs, enabling a wide range of embedded use cases. 

    Next-gen payment options

    Next-gen payment options

    Supports NFC payments, virtual cards, xPay, and Just-in-Time (JIT) funding for modern customer needs. 

    Global currency flexibility

    Global currency flexibility

    Manage single or multi-currency wallets to adapt effortlessly to global payment requirements.

    Pine Labs: Trusted by industry leaders for over a decade.

    Experience a customisable, user-friendly platform that simplifies card distribution and boosts engagement effortlessly.

    With over 10 years of experience as the largest non-bank prepaid issuer, we bring unmatched knowledge and reliability to every program.

    Seamlessly handle programs of any size, catering to banks, forex providers and other AD-II license holders with ease.

    Deep expertise in regulatory compliance ensures your programs are always secure, compliant and future-ready.

    Benefit from industry-leading fraud detection, robust privacy measures, GDPR compliance and two-factor authentication for ultimate peace of mind. 

    Operates effortlessly across Mastercard and Visa networks, giving you global reach and flexibility. 

    Dive into our blogs.

    Take your forex card program
    to the next level 

    Harness the power of our advanced platform to deliver
    cutting-edge forex card solutions. Join a global network of
    businesses driving innovation. 

    Frequently Asked Questions