Boost consent success rates, reduce data ops and go live fast with a single integration to all AAs via RBI’s Account Aggregator framework. Designed for reduced drop-offs and high compliance.
Build smart financial journeys.
Unlock insights with real-time, consented access to customer financial data.
Credit Underwriting
Income verification- Spending analysis
Loan Monitoring
- Repayment tracking
- Early warning signals
Wealth Management
- Portfolio aggregation
- Financial planning
Consent done right. Custom,
compliant, high-conversion.
Say goodbye to screen-scraping and PDFs. Go live with secure, seamless,
and fully branded consent flows built for peak performance.
Pre-built responsive customer onboarding flow
Sleek, white-labelled screens that plug into your app. Ready to use, easy to customise.
Consent-first design, built to convert
Optimised screens that reduce drop-offs and maximise approvals across web, SDK and headless modes.
Rich reporting analytics and reconciliation dashboard
Track consent success, monitor drop-off, and drive funnel improvements in real time.
Multi AA gateway to maximise consent and data-fetch success
Connect to all AAs with built-in fallback, retry logic and smart routing. Boost fetch success with real-time AA scoring and fully customisable user journeys.
Rich and reliable
financial data.
Access authenticated, machine-readable data directly
from regulated sources.
Summary data
- Account balances
- Investment overview
Transaction history
- Bank statements
- Mutual fund transactions
- RBI-approved consent flows
- Secure and auditable data fetch
Credit intelligence that
goes beyond scores.
Go beyond surface-level scores with income and spending signals that reveal true
creditworthiness, ideal for thin-file, gig, and new-to-credit users. Financial intelligence engine.
Make smarter lending decisions with real-time financial insights powered by AA data.
Income patterns
Spot consistent salary deposits for employment verification
Identify entrepreneurial income via business cash flows
Combine multiple income streams into one financial picture
Run trend analysis to check for long-term income stability
Spending intelligence
Decode spending priorities with 95%+ categorization accuracy
Track recurring spends and detect anomalies in real time
Spot repayment stress from EMI bounces and dues
Map cashflow rhythms to predict future repayment behavior
Early risk flags
Detect fraud with multiple real-time risk indicators
Monitor account stability for early red flags
Spot anomalies through behavioural transaction patterns
Trigger instant alerts on suspicious financial activity
Score-less underwriting
Underwrite thin-file customers with transaction-based insights
Assess gig workers through cashflow and deposit patterns
Evaluate small businesses using real-time revenue trends
Track income consistency for self-employed users
Deep financial analysis:
Income patterns
Spot consistent salary deposits for employment verification
Identify entrepreneurial income via business cash flows
Combine multiple income streams into one financial picture
Run trend analysis to check for long-term income stability
Spending intelligence
Decode spending priorities with 95%+ categorization accuracy
Track recurring spends and detect anomalies in real time
Spot repayment stress from EMI bounces and dues
Map cashflow rhythms to predict future repayment behavior
Early risk flags
Detect fraud with multiple real-time risk indicators
Monitor account stability for early red flags
Spot anomalies through behavioural transaction patterns
Trigger instant alerts on suspicious financial activity
Score-less underwriting
Underwrite thin-file customers with transaction-based insights
Assess gig workers through cashflow and deposit patterns
Evaluate small businesses using real-time revenue trends
Track income consistency for self-employed users
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