Clearing & settlement

Simplify clearing
and settlement like
never before.

Automate reconciliation, ensure precise fund allocation, and gain full visibility into your financial flows with our Clearing & Settlement module. Minimise errors, reduce manual work and scale effortlessly – all from one centralised platform.

Credit card interface with features like automated reconciliation and multi-currency settlement for streamlined clearing

Built for the ones who move money.

Banks and financial institutions

Ensure compliance, reduce errors and handle
high transaction volumes with ease.

    Card Management System

    Payment aggregators and fintechs

    Automate clearing and settlement across multiple channels and simplify complex fund flows.

      Card Switch

      Retail and marketplaces

      Manage transactions across diverse stakeholders while maintaining trust and transparency.

        Card Switch

        Enterprise businesses

        Handle large-scale, multi-currency settlements with speed and accuracy, ensuring smooth operations across regions.

          Card Management System

          Why choose our
          Clearing & Settlement module?

          Pine Labs simplifies clearing and settlement with automated,
          scalable workflows that adapt to your needs, offering:

          Centralised oversight

          Gain control and visibility into every financial transaction.

          List of recent transactions with payment modes and amounts for complete financial visibility

          Automated efficiency

          Eliminate manual errors with rule-based workflows.

          Workflow rules like merchant mismatch and batch closure to prevent manual errors

          Tailored operations

          Configure clearing and settlement rules to fit your business requirements.

          Customizable settlement rules such as T+1 and delayed merchant charges Title Tag - Custom Settlement Rules

          Scalable infrastructure

          Handle increasing transaction volumes with ease.

          System load graph with increasing capacity handling up to 500K transactions efficiently

          Multi Currency support

          Manage operations across currencies with ease.

          Icons of global currencies including USD, INR, EUR, and more for cross-border operations

          Built for reliability and growth.

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            Compliant operations

            Seamless clearing and settlement module designed to ensure lower risk and regulatory compliance.

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            Automated workflows

            Cut down manual work and streamline operations through intelligent automation.

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            Tailored to fit

            Customise workflows and settlement rules to reflect your unique financial processes.

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            Real-time reconciliation

            Match transactions instantly across multiple channels, minimising delays and discrepancies.

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            Effortless growth

            Support high transaction volumes and multi-currency settlements as your business scales.

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            Compliance at every step

            Built-in audit trails and regulatory reporting tools keep you ahead of evolving compliance needs.

          Sales volume graph with UPI transaction statuses and a lock icon symbolizing secure payments

          A closer look at the
          core capabilities.

          Key features:

          Automated clearing process

          Simplify transaction clearing with rule-based automation and
          intelligent workflows.

          Automated clearing process

          Real-time settlement updates

          Gain visibility into processed payments and fund transfers in real time.

          Real-time settlement updates

          Multi-currency settlement

          Support cross-border payments with multiple currencies and real-time exchange rates.

          Multi-currency settlement

          Dynamic reconciliation

          End-to-end reconciliation across multiple channels, minimising
          mismatches and manual intervention.

          Dynamic reconciliation

          Comprehensive reporting

          Generate detailed reports for settlement, reconciliation, and
          compliance, ensuring transparency and accuracy.

          Comprehensive reporting