Co-branded credit card

Turn cards into
loyalty machines.

Launch co-branded credit cards that boost customer loyalty, drive spending and elevate brand engagement.
Personalised. Rewarding. Secure.

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    Power up loyalty with effortless card solutions.

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      Banks

      Expand your credit card offerings and unlock new customer segments with customised co-brand programs.

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      Fintechs

      Deliver innovative co-brand solutions that build deeper customer relationships.

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      Brands

      Strengthen loyalty, increase spending power and turn customers into long-term advocates.

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    Everything you need.
    Nothing you don’t.

    Pine Labs' unified platform simplifies issuing, acquiring, and credit management, offering essential tools in a single scalable solution designed for seamless operations and growth.

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    Why launch a
    co-branded card with us?

    Our co-branded credit card program enables brands, banks and fintechs to deliver
    personalised rewards, seamless integration and secure experiences, all through a
    scalable, end-to-end platform.

    Build loyalty

    Transform everyday purchases into brand moments.

    Build Loyalty

    Offer custom rewards

    Align benefits and experiences with customer preferences.

    Offer Custom Rewards

    Ensure scalability

    Manage millions of transactions effortlessly.

    Ensure Scalability

    Here’s how we stack up:

    Pine Labs Card Switch
    Legacy Platforms
    Modern Platforms

    Customisable rewards

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    Automated real-time monitoring

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    Scalable infrastructure

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    Customised for you. Built for impact.

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      Drive loyalty

      Launch co-branded credit cards that turn one-time buyers into repeat customers.

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      Customisable rewards engine

      Design tailored rewards and benefits – cashback, loyalty points or exclusive brand perks.

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      Robust security

      Protect every transaction with fraud prevention tools, encryption and real-time monitoring.

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      Seamless integration

      Integrate effortlessly with existing systems using APIs and white-labelled SDKs for a frictionless experience.

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      Built to scale

      Handle high transaction volumes and global expansion with confidence.

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    Easy from day one. Tailored for you.

    Comprehensive card, credit, UPI and acquiring management.

    Key features:

    Customise features

    Define card features, rewards and benefits that reflect your brand identity.

    Customise features

    Partner with Pine Labs

    Collaborate with us to design and build a tailored co-branded credit card program.

    Partner with Pine Labs (2)

    Issue & manage cards

    Streamline issuance and management through a single, centralised dashboard.

    Issue & manage cards

    Monitor & optimise

    Track real-time transactions, monitor cardholder activity and optimise performance.

    Monitor & optimise

    Trusted by the world.
    Built for you.

    71M+

    Cards issued globally

    300+

    Global brands onboarded

    End-to-end expertise

    In delivering customised, scalable programs