Retailers can unify online and in-store payments through a single platform while accessing installment financing, loyalty-linked payments, promotions, and real-time transaction visibility.
Singapore, November 4, 2026 – Leading merchant commerce platform Pine Labs and global programmable financial infrastructure provider Stripe today announced a unified commerce solution that enables eligible retailers in Singapore to manage online and in-store payments through a single platform, simplifying operations while helping retailers engage customers more effectively across online and in-store channels.
As retailers increasingly operate across digital and physical channels, managing separate payments providers has become more complex and costly. Starting November 2026, eligible merchants using this unified solution in Singapore will be able to use Stripe for both online payments and card payments powered by Pine Labs’ fleet of payment terminals. The solution combines Stripe’s online payments capabilities with Pine Labs’ in-store payment and merchant engagement expertise, helping retailers streamline operations while unlocking new customer acquisition and retention opportunities. Expansion to other Southeast Asian markets is planned for 2027.
Simplifying Operations and Driving Merchant Growth
The offering gives merchants a single platform for online and in-store payments, with one consolidated view of transactions. Beyond payment acceptance, merchants will also gain access to Pine Labs’ commerce-enablement capabilities, including installment financing, loyalty-linked payments, merchant promotions, and digital marketing tools. Eligible merchants will be able to:
Solving a Common Pain Point
Many enterprise retailers manage fragmented payments infrastructure: one vendor for their website, another for stores, and additional providers for installment financing and analytics. This can create operational complexity, delayed reporting, and higher costs. The new offering helps consolidate these capabilities, giving merchants greater control and real-time visibility across their businesses.
“Retailers no longer think of e-commerce and physical stores as separate channels. They expect a connected view of payments, customer engagement and business performance across every touchpoint. By combining Stripe’s online capabilities with our in-store commerce ecosystem, we are helping merchants simplify operations while creating more personalized and rewarding customer experiences,” said B Amrish Rau, CEO, Pine Labs.
Pine Labs and Stripe will showcase the solution at Singapore Fintech Festival 2026, where attendees will experience how retailers can unify online and in-store commerce through a single platform.
About Pine Labs Limited
Pine Labs is a technology company building the Commerce OS that powers digital commerce across South Asia, Southeast Asia, the Middle East, Africa, Australia, and the United States. The company’s platform connects merchants, enterprises, financial institutions, and consumers through a unified suite of payments, issuing, credit, and fintech solutions for businesses across online and in-store commerce.
Pine Labs simplifies payments, enables financial services, and creates seamless commerce experiences. Its Commerce OS combines financial platforms, payment orchestration, issuing capabilities, prepaid and stored value solutions, and payment and credit rails, enabling businesses to move money, create customer value, and deliver increasingly intelligent commerce experiences at scale.
As commerce becomes increasingly real-time, intelligent, and embedded, Pine Labs is building the technology infrastructure that powers the next generation of digital commerce.
To learn more, visit www.pinelabs.com.
