Enhanced with built-in serial number/IMEI validation
and card velocity checks, the system eliminates
potential fraud, fostering trust among brands and
credit partners for every Pay Later transaction.
Unlock year-round bookings with easy EMIs and rewarding offers.
Keep your business thriving all-year round and enable easy upgrades of travel and stay plans with hassle-free Buy Now Pay Later options and cashback offers.


Compete with online players by offering low-cost and no-cost EMIs via banks cards, NBFCs and UPI
Boost cash flow by receiving upfront payments while customers pay in easy instalments.
Build customer loyalty and drive repeat business with flexible repayment plans—from 3 to 24 months.
Back every transaction with our robust suite of offerings.
Increase sales and boost conversions by giving customers real-time access to over 10L+ real-time EMI offers, exclusive cashback and flexible payment options—ensuring a seamless checkout experience.
Expand your customer base by offering EMIs for packages and services under Rs.25,000. Provide easy financing options for visa services, dining packages and extended hotel stays to enhance customer satisfaction.
Increase your addressable market by catering to customers who walk in without a bank card. A secure payment link is triggered on their phone, enabling payments from anywhere.

Sell smarter with features
designed for ease.
Secure every transaction
with the trust of Pine Labs.
Use embedded insights and collections to optimize your lending workflows,
reduce risks and improve repayment success.

All transactions are safeguarded using the SHA-256 (Secure Hash Algorithm 256-bit) protocol, ensuring robust data security and integrity.
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