Enhanced with built-in serial number/IMEI validation
and card velocity checks, the system eliminates
potential fraud, fostering trust among brands and
credit partners for every Pay Later transaction.
Mobiles
Win mobile shoppers
over with flexible
EMIs and unbeatable
deals.
Empower your business with real-time offers and seamless Buy Now Pay Later solutions.
Enable seamless upgrades to premium products with flexible, easy payment options.
Offer low-cost and no-cost EMIs through debit/credit cards and UPI.
Provide real-time offers and cashbacks from over 30 leading brands and 30+ credit partners.
Back every transaction with our robust suite of offerings.
Increase sales and boost conversions by giving customers real-time access to over 10L+ real-time EMI offers, exclusive cashback and flexible payment options—ensuring a seamless checkout experience.
Boost sales conversions by enabling customers to effortlessly view, compare, and choose the best EMI and cashback offers in real-time. Accessible via EMI World on Pine Labs terminals and available for download on Google Play and the App Store.
Expand your customer base by serving walk-in shoppers without bank cards. Send a payment link to their phone, making purchases quick and easy.
Boost sales by 30% with instant cashback redemption on card and UPI-based EMI transactions—no more 60-90 day delays.
Accelerate customer acquisition by offering no-cost EMI options where interest component is deducted upfront from the sale value and customer pays ‘zero’ effective interest.
Boost average order value with seamless exchange options—customers trading in old mobiles and electronics often upgrade to higher-priced items or add complementary products.
Attract new customers by offering product insurance via no-cost EMIs in partnership with OnsiteGo, OneAssist, Zopper and Servify.
Sell smarter with features
designed for ease.
Total
transparency
No hidden fees for you or your customers, with all EMI details clearly mentioned on the charge slip. Customers pay in parts, while you receive the full payment upfront.
Seamless
setup
Convert EMIs easily with your Pine Labs terminal—no extra hardware needed.
Secure every transaction
with the trust of Pine Labs.
Use embedded insights and collections to optimize your lending workflows,
reduce risks and improve repayment success.
All transactions are safeguarded using the SHA-256 (Secure Hash Algorithm 256-bit) protocol, ensuring robust data security and integrity.
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