Enhanced with built-in serial number/IMEI validation and card velocity checks, the system eliminates potential fraud, fostering trust among brands and credit partners for every Pay Later transaction.
Focus on care. We’ll handle the payments with easy EMIs.
Make treatments affordable for your patients with low-cost and no-cost EMIs through debit cards, credit cards and UPI.


Maintain steady cash flow by receiving full payment upfront while patients pay in easy instalments.
Build patient loyalty with flexible repayment tenures ranging from 3 to 24 months.
Provide EMI options for elective procedures and treatments not covered by Mediclaim policies.
Back every transaction with our robust suite of offerings.
Increase sales and boost conversions by giving customers real-time access to over 10L+ real-time EMI offers, exclusive cashback and flexible payment options—ensuring a seamless checkout experience.
Don’t lose any customers by serving walk-in shoppers without bank cards. Send a payment link to their phone, making purchases quick and easy.
EMIs are converted on-the-spot on the Pine Labs terminal without any additional paperwork, making transactions quick, easy and hassle-free for your staff.
Grow your reach with EMIs available on debit and credit cards from 25+ national and regional banks. Even non-cardholders can access EMIs instantly through our NBFC partners by opening a loan account on the spot.

Sell smarter with features
designed for ease.
Secure every transaction
with the trust of Pine Labs.
Use embedded insights and collections to optimize your lending workflows,
reduce risks and improve repayment success.

All transactions are safeguarded using the SHA-256 (Secure Hash Algorithm 256-bit) protocol, ensuring robust data security and integrity.
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