Enhanced with built-in serial number/IMEI validation
and card velocity checks, the system eliminates
potential fraud, fostering trust among brands and
credit partners for every Pay Later transaction.
Graduate to effortless fee collections with
on-the-spot EMIs.
Maintain a steady cash flow by offering instant affordability options at your centre, ensuring smooth access to quality education.


Establish a stable revenue stream with upfront payments while students pay in easy instalments.
Drive instant enrolments with flexible payment plans—EMIs available from 3 to 24 months.
Offer low-cost and no-cost EMIs through credit cards and UPI.
Back every transaction with our robust suite of offerings.
Increase sales and boost conversions by giving customers real-time access to over 10L+ real-time EMI offers, exclusive cashback and flexible payment options—ensuring a seamless checkout experience.
Improve sales conversions by allowing parents/guardians to pay remotely using EMIs via a payment link triggered on their phone. The link is live for 24 hours and EMIs transaction can be approved remotely.
Expand your customer base by offering EMIs on debit and credit cards from 25+ national and regional banks. Additionally, even non-carded customers can avail EMIs via our NBFC partners by opening up a loan account on-the-spot.
EMIs are converted on-the-spot via the Pine Labs terminal without any additional paperwork so your staff can focus on students and their needs.

Secure every transaction
with the trust of Pine Labs.

All transactions are safeguarded using the SHA-256 (Secure Hash Algorithm 256-bit) protocol, ensuring robust data security and integrity.
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