Enhanced with built-in serial number/IMEI validation
and card velocity checks, the system eliminates
potential fraud, fostering trust among brands and
credit partners for every Pay Later transaction.
Turn fashion dreams
into revenue streams
with seamless affordability options.
Drive aspirational purchases and boost average order value with easy EMI options at checkout.


Offer low-cost and no-cost EMIs through debit/credit cards and UPI.
Facilitate seasonal or trendy wardrobe upgrades with flexible repayment options.
Attract first-time buyers with budget-friendly payment modes to expand your customer base.
Back every transaction with our robust suite of offerings.
Increase sales and boost conversions by giving customers real-time access to over 10L+ real-time EMI offers, exclusive cashback and flexible payment options—ensuring a seamless checkout experience.
Don’t lose any customers by serving walk-in shoppers without bank cards. Send a payment link to their phone making purchases quick and easy.
Boost sales by 30% with instant cashback redemption on card and UPI-based EMI transactions, no more 60-90 day delays.
Grow your customer base by offering no-cost EMIs on products up to ₹25,000, allowing customers to pay in 3 months without any extra interest.
Expand your reach with EMIs available on debit and credit cards from 25+ national and regional banks. Even non-cardholders can access EMIs instantly through our NBFC partners by opening a loan account on the spot.

Sell smarter with features
designed for ease.
Secure every transaction
with the trust of Pine Labs.

All transactions are safeguarded using the SHA-256 (Secure Hash Algorithm 256-bit) protocol, ensuring robust data security and integrity.
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