Fashion & Lifestyle

Turn fashion dreams
into revenue streams
with seamless affordability options.

Drive aspirational purchases and boost average order value with easy EMI options at checkout.

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Low-cost and no-cost EMI options via debit, credit cards, and UPI

Offer low-cost and no-cost EMIs through debit/credit cards and UPI.

Seamless product upgrades with flexible EMI payment options

Facilitate seasonal or trendy wardrobe upgrades with flexible repayment options.

Attract first-time

Attract first-time buyers with budget-friendly payment modes to expand your customer base.

Back every transaction with our robust suite of offerings.

Increase sales and boost conversions by giving customers real-time access to over 10L+ real-time EMI offers, exclusive cashback and flexible payment options—ensuring a seamless checkout experience.

Don’t lose any customers by serving walk-in shoppers without bank cards. Send a payment link to their phone making purchases quick and easy.

Boost sales by 30% with instant cashback redemption on card and UPI-based EMI transactions, no more 60-90 day delays.

Grow your customer base by offering no-cost EMIs on products up to ₹25,000, allowing customers to pay in 3 months without any extra interest.

Expand your reach with EMIs available on debit and credit cards from 25+ national and regional banks. Even non-cardholders can access EMIs instantly through our NBFC partners by opening a loan account on the spot.

Back every transaction

Sell smarter with features
designed for ease.

Complete EMI transparency at checkout with no hidden charges

Total
transparency

No hidden fees for you or your customers, with all EMI details clearly mentioned on the charge slip. Customers pay in parts, while you receive the full payment upfront. 

Retail customer making a smooth EMI payment using Pine Labs terminal at a clothing store

Seamless
setup

Convert EMIs easily with your Pine Labs terminal, no extra hardware needed.

Secure every transaction
with the trust of Pine Labs.

Enhanced with built-in serial number/IMEI validation
and card velocity checks, the system eliminates
potential fraud, fostering trust among brands and
credit partners for every Pay Later transaction.

Enhanced with built mobile

All transactions are safeguarded using the SHA-256 (Secure Hash Algorithm 256-bit) protocol, ensuring robust data security and integrity.

All transactions are safeguarded mobile

Dive into our blogs.

Frequently Asked
Questions

Discover what else we can
do for you.

Explore more solutions that make selling easier, payments smoother and
business growth faster.

Online Payments

Payment gateway, payouts, affordability for online businesses.

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Prepaid

Platform for gift cards, network cards and distribution.

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In-store Payments

Powering end-to-end retail growth with PoS terminals, UPI, EMI and VAS.

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