Consumer Electronics

Drive year-round electronics sales with exclusive EMIs & offers.

Break the festive cycle when you give customers more ways to Buy Now Pay Later, and boost your sales every day.

Salesperson assisting customer with EMI payment at electronics store counter
Seamless product upgrades with flexible EMI payment options

Empower customers to upgrade to premium products effortlessly with flexible payment options.

no-cost EMIs

Offer low-cost and no-cost EMIs through debit cards, credit cards and UPI for maximum convenience.

Real-time offers and cashback deals from 30+ brands and credit partners

Access real-time offers and cashback from over 100 leading brands and 30+ trusted credit partners.

Back every transaction with our robust suite of offerings.

Increase sales and boost conversions by giving customers real-time access to over 10L+ real-time EMI offers, exclusive cashback and flexible payment options—ensuring a seamless checkout experience.

Boost sales conversions by enabling customers to effortlessly view, compare, and choose the best EMI and cashback offers in real-time. Accessible via EMI World on Pine Labs terminals and available for download on Google Play and the App Store. 

Expand your customer base by serving walk-in shoppers without bank cards. Send a payment link to their phone, making purchases quick and easy. 

Boost sales by 30% with instant cashback redemption on card and UPI-based EMI transactions, no more 60-90 day delays. 

Accelerate customer acquisition by offering no-cost EMI options where interest component is deducted upfront from the sale value and customer pays ‘zero’ effective interest.

Boost average order value with seamless exchange options—customers trading in old mobiles and electronics often upgrade to higher-priced items or add complementary products.

Attract new customers by offering product insurance via no-cost EMIs in partnership with OnsiteGo, OneAssist, Zopper and Servify. 

Woman with shopping bags, viewing EMI payment options on screen.

Sell smarter with features
designed for ease.

Complete EMI transparency at checkout with no hidden charges

Total
transparency

No hidden fees for you or your customers, with all EMI details clearly mentioned on the charge slip. Customers pay in parts, while you receive the full payment upfront. 

Retail customer making a smooth EMI payment using Pine Labs terminal at a clothing store

Seamless
setup

Convert EMIs easily with your Pine Labs terminal. No extra hardware needed.

Secure every transaction
with the trust of Pine Labs.

Enhanced with built-in serial number/IMEI validation
and card velocity checks, the system eliminates
potential fraud, fostering trust among brands and
credit partners for every Pay Later transaction.

Enhanced with built mobile

All transactions are safeguarded using the SHA-256 (Secure Hash Algorithm 256-bit) protocol, ensuring robust data security and integrity.

All transactions are safeguarded mobile

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Frequently Asked
Questions

Discover what else we can
do for you.

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