Dynamic Currency Conversion (DCC)

Dynamic Currency Conversion allows international customers to pay in their home currency at checkout.

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Learn how to Integrate Pine Labs International Payments to let customers pay in their preferred currency with support for Dynamic Currency Conversion (DCC).

Key Features for DCC Payments

Dual Currency Display

Displays both the local transaction currency and the cardholder’s home currency, along with the applicable exchange rate.

Transparent FX Rates

Displays real-time exchange rates with a predefined markup, shown to customers before they confirm the transaction.

Instant Conversion & Authorization

Currency conversion occurs instantly at the time of authorization, with the exchange rate locked for that specific transaction.

Compliance-ready

Complies with card network requirements for DCC disclosure, exchange rate transparency, and acceptance prompts.

Automated Settlement

The merchant is paid in their domestic currency, while Pine Labs manages the currency conversion and settlement in the background.

Monthly FIRS

Access a monthly statement of your foreign inward payments for your transactions directly from the Pine Labs Online dashboard.

Web Checkout Interface for DCC

Web checkout interface for DCC that presents currency details and payment options, designed to provide a smooth and intuitive experience.

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