Pine Labs Payments API Reference

REST APIs for orders, payments, refunds, subscriptions, split settlements, payouts and checkout links — with live request examples in every major language.

Authentication

Generate and manage API access tokens.

Orders

Create, capture, cancel, and retrieve payment orders.

Refunds

Initiate refunds against completed payments.

Settlements

View settlement reports and details.

Split Settlements

Release or cancel split settlements for marketplace flows.

Checkout

Generate hosted checkout links for payment collection.

Payment Links

Create and manage payment links for collecting payments.

Card Payments

Process card-based payments including OTP authorization.

UPI Payments

Process UPI payments via collect, intent, and QR flows.

NetBanking

Process net banking payments.

Wallet

Process wallet-based payments.

Pay by Points

Check balance and create payments using reward points.

E-Challans

Create and retrieve electronic challans.

Apple Pay

Process Apple Pay payments.

International Payments

Process international card payments in 100+ currencies and compute TCS for LRS cross-border orders.

Customers

Create and manage customer profiles.

Tokenization

Generate, retrieve, and manage card tokens and cryptograms.

Payouts

Create, manage, and track bank payouts.

Affordability Suite

Discover offers, validate EMI eligibility, and process affordability payments.

BNPL

Check eligibility and process Buy Now Pay Later payments.

Convenience Fee

Calculate convenience fees for payment methods.

Payment Option

Check payment option eligibility and fetch UPI VPA details.

Brand Wallet

Create, validate, activate/deactivate wallets, check balance, load money, view transaction history, and reset PIN for Brand Wallets.

Brand Wallet Payments

Process payments using Brand Wallet balance and add money to Brand Wallets via gift cards or UPI.

Subscriptions - Plans

Create and manage subscription plans.

Subscriptions - Subscriptions

Create and manage subscriptions against plans.

Subscriptions - Presentations

Submit and manage mandate debit requests for subscriptions.

UPI Reserve Pay

Reserve Funds and pay seamlessly using blocked funds