Submit OTP

POST/api/pay/v1/otp/submit

Submit the OTP received on the customer's registered mobile number to validate and process the payment. This endpoint is shared between Card Payments (native OTP flow), BNPL, and Brand Wallet payment verification.

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Requires Bearer token. Get token →

Request Body

Name	Type	Description
`payment_id`	`string`required	Unique payment identifier from create payment response.
`otp`	`string`required	OTP received by the customer.

Response

Name	Type	Description
`status`	`string`	OTP submission status.

Status Codes

`200`	OTP verified and payment processed successfully.
`400`	The request was malformed or missing required fields.
`422`	Unprocessable entity — incorrect OTP.
`500`	An unexpected error occurred on the server.
`503`	Service unavailable.

Request

curl --request POST \
  --url https://pluraluat.v2.pinepg.in/api/pay/v1/otp/submit \
  --header 'Authorization: Bearer YOUR_ACCESS_TOKEN' \
  --header 'Content-Type: application/json' \
  --data '{
  "payment_id": "v1-250708064524-aa-Zd1J9Y-bn-a",
  "otp": "123456"
}'

Run this request

Bearer token

Request body (JSON)

Status:

200 OK

{
  "status": "SUCCESS"
}