Submit OTP for Card/BNPL/Wallet Payment

POST/api/pay/v1/otp/submit

Submit the OTP received on the customer's registered mobile number to validate and process the payment. This endpoint is shared between Card Payments (native OTP flow), BNPL, and Brand Wallet payment verification.

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Requires Bearer token. Get token →

Request Body

Name	Type	Description
`payment_id`	`string`required	Unique payment identifier from create payment response.
`otp`	`string`required	OTP received by the customer.

Status Codes

Request

curl --request POST \
  --url https://pluraluat.v2.pinepg.in/api/pay/v1/otp/submit \
  --header 'Authorization: Bearer YOUR_ACCESS_TOKEN' \
  --header 'Content-Type: application/json' \
  --data '{
  "payment_id": "v1-250708064524-aa-Zd1J9Y-bn-a",
  "otp": "123456"
}'

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Request body (JSON)