Generate OTP

POST/api/pay/v1/otp/generate

Generate a One-Time Password (OTP) for card payment authentication. This API is called after a card payment is created and the card requires OTP-based verification (native OTP flow).

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Requires Bearer token. Get token →

Request Body

Name	Type	Description
`payment_id`	`string`required	Unique identifier of the payment requiring OTP verification.

Response

Name	Type	Description
`next`	`string[]`	Available next actions.
`meta_data`	`object`	Additional metadata for OTP handling.
`resend_after`	`string`	Minimum wait time in seconds before OTP can be resent.

Status Codes

`200`	OTP generated successfully.
`400`
`422`	Unprocessable entity — payment not eligible for OTP generation.
`500`
`503`	Service temporarily unavailable.

Request

curl --request POST \
  --url https://pluraluat.v2.pinepg.in/api/pay/v1/otp/generate \
  --header 'Authorization: Bearer YOUR_ACCESS_TOKEN' \
  --header 'Content-Type: application/json' \
  --data '{
  "payment_id": "v1-5757575757-aa-hU1rUd-cc-l"
}'

Run this request

Bearer token

Request body (JSON)

200 OK

{
  "next": [
    "SUBMIT_OTP",
    "RESEND_OTP"
  ],
  "meta_data": {
    "resend_after": "180"
  }
}