Pine Labs Online AI Solutions is a complete suite of tools that let you bring AI agents, LLMs, and low-code automation into your payment stack. Build conversational commerce flows, automate operations, and accelerate integrations — without writing wrappers around the API.

What you can build

Pine Labs gives you three production-ready entry points for AI-native payments. Pick the one that matches your stack and ship faster.

MCP Server for API Execution

Hosted Model Context Protocol server. Plug Claude, Cursor, VS Code Copilot, or any MCP client into Pine Labs APIs through natural language.

Agent Enablement Toolkit

Build AI agents with LangChain, OpenAI Agents SDK, and Vercel AI SDK. Pre-built tools for orders, refunds, and payments via function calling.

Pine Labs n8n Node

Drag-and-drop n8n nodes for payment links and orders. Auto-authentication, UAT/Production switching, and rich response data.

Pine Labs Payments Protocol

HTTP-native protocol for autonomous AI agents to pay APIs. Built on 402 Payment Required.

Why AI-native payments

Natural-language operations

Query, test, and execute payment APIs by talking to your AI assistant — no Postman, no manual auth.

Faster integration

Skip boilerplate. Generate working code for Cards, UPI, NetBanking, Wallets, and EMI flows in minutes.

Real-time visibility

Live access to order, refund, and transaction data for support, reconciliation, and incident response.

Secure by design

Per-request credentials, PII masking, and standard security headers. Nothing persisted on the MCP layer.

Choose your path

Your goal	Recommended tool	Best for
Talk to Pine Labs APIs from Claude, Cursor, or VS Code	MCP Server	Developers, support, ops teams
Build a payment agent inside your app	Agent Toolkit	Engineers using LangChain / OpenAI / Vercel AI SDK
Automate workflows visually	n8n Node	Low-code builders and ops automation

New here?

Start with the MCP Server if you want the fastest way to interact with Pine Labs APIs. It is fully hosted — no infrastructure to deploy.

Prerequisites

To use any AI Solution, you need:

An active Pine Labs Online merchant account — sign up.
API credentials (Client ID and Client Secret) generated from the Pine Labs Dashboard.
Node.js 18+ for the Agent Toolkit and n8n nodes; Node.js 22+ for the hosted MCP Server.

Next steps

Set up the MCP Server and connect it to your AI client.
Explore the Agent Toolkit to embed payments inside an AI agent.
Install the n8n Node to automate payment links and orders without code.