AI Payment Solutions — MCP, Agents & n8n

Pine Labs Online AI Solutions is a complete suite of tools that let you bring AI agents, LLMs, and low-code automation into your payment stack. Build conversational commerce flows, automate operations, and accelerate integrations — without writing wrappers around the API.

What you can build

Pine Labs gives you production-ready entry points for AI-native payments. Pick the one that matches your stack and ship faster.

MCP Server for API Execution

Hosted Model Context Protocol server. Plug Claude, Cursor, VS Code Copilot, or any MCP client into Pine Labs APIs through natural language.

Pine Labs Payments Protocol

HTTP-native protocol for autonomous AI agents to pay APIs. Built on 402 Payment Required.

Agent Enablement Toolkit

Build AI agents with LangChain, OpenAI Agents SDK, and Vercel AI SDK. Pre-built tools for orders, refunds, and payments via function calling.

Agentic Commerce Suite

Explore how AI-powered conversations are transforming digital payments with Agentic Commerce.

Why AI-native payments

Natural-language operations

Query, test, and execute payment APIs by talking to your AI assistant — no Postman, no manual auth.

Faster integration

Skip boilerplate. Generate working code for Cards, UPI, NetBanking, Wallets, and EMI flows in minutes.

Real-time visibility

Live access to order, refund, and transaction data for support, reconciliation, and incident response.

Secure by design

Per-request credentials, PII masking, and standard security headers. Nothing persisted on the MCP layer.

Choose your path

Your goal	Recommended tool	Best for
Talk to Pine Labs APIs from Claude, Cursor, or VS Code	MCP Server	Developers, support, ops teams
Build a payment agent inside your app	Agent Toolkit	Engineers using LangChain / OpenAI / Vercel AI SDK
HTTP-native agent payments	P3P	Autonomous AI agents that need to pay

New here?

Start with the MCP Server if you want the fastest way to interact with Pine Labs APIs. It is fully hosted — no infrastructure to deploy.

Prerequisites

To use any AI Solution, you need:

An active Pine Labs Online merchant account — sign up.
API credentials (Client ID and Client Secret) generated from the Pine Labs Dashboard.
Node.js 18+ for the Agent Toolkit; Node.js 22+ for the hosted MCP Server.

Next steps

Set up the MCP Server and connect it to your AI client.
Explore the Agent Toolkit to embed payments inside an AI agent.
Learn about P3P — the HTTP-native protocol for autonomous AI agent payments.