Third Party Validation
Validate customer bank accounts at checkout using Pine Labs Online TPV APIs for SEBI-compliant payments in securities, broking, and mutual funds.
Verify that payments originate from registered bank accounts to comply with SEBI guidelines for BFSI transactions.
Third-Party Validation (TPV) is mandatory for businesses in the BFSI sector — Securities, Broking, and Mutual Funds. Pine Labs Online TPV integration validates that payments are made from bank accounts registered during investor onboarding, supporting UPI Collect, UPI Intent, and NetBanking flows.
Integration Steps - Custom Checkout | Integration Steps - Hosted Checkout
How it works
Key features
| Feature | Description |
|---|---|
| SEBI compliance | Ensures all payments originate from investor-registered accounts |
| UPI support | Works with both UPI Collect and UPI Intent flows |
| NetBanking support | TPV validation for NetBanking transactions with supported banks |
| Major bank coverage | 40+ banks for NetBanking and 600+ banks for UPI |
| Two integration paths | Custom API flow or Pine Labs checkout flow |
| Fraud prevention | Blocks unauthorized account usage at payment initiation |
Integration options
Custom Checkout flow
Build TPV validation into your existing payment UI using Pine Labs APIs. Best for custom trading platforms that need full UI control and tailored validation handling.
Hosted Checkout flow
Use Pine Labs hosted checkout with TPV enabled. Best for standard investment portals that prefer faster setup with validation handled during checkout.
Use cases
Securities trading
Brokerage platforms verify that stock purchase payments come from the investor's registered bank account, helping prevent unauthorized account usage at checkout.
Mutual fund investments
AMCs validate investor payments against registered account details before accepting investments, reducing fraud and supporting SEBI-aligned investor protection.