Share a link — collect a payment. Accept payments from anyone, anywhere, without writing a single line of code...

What you're building

By the end of this guide, you'll be able to:

Create payment links from the Dashboard or API
Share them via Email, SMS
Track payment status and manage collections
Handle post-payment workflows

Time to first payment: ~2 minutes (Dashboard) or ~10 minutes (API)

Before you begin

Requirement	Details
Pine Labs account	Sign up →
For Dashboard method	Just a browser — no code needed
For API method	Backend server + API credentials

When to use Payment Links

Payment Links are ideal when you:

Scenario	Example
No website	Freelancers, consultants, small businesses
Invoice follow-ups	Send a payment link with a reminder email
Event ticketing	Share a link for registrations and ticket sales
Quick collections	Collect deposits, dues, or ad-hoc payments
Remote services	Telemedicine, online tutoring, consulting

Method 1: Create from Dashboard (No code)

Step 1 — Open Payment Links

Log in to the Pine Labs Dashboard
Navigate to Payment Links in the sidebar

Step 2 — Create a new link

Click Create Payment Link and fill in the details:

Field	Example	Required
Amount	₹2,500	Yes
Description	"Design consultation — April 2026"	Yes
Customer name	Rahul Sharma	Optional
Customer email	rahul@example.com	Optional
Customer phone	9876543210	Optional
Expiry	7 days	Optional

Step 3 — Share the link

After creation, you get a shareable URL:

Code

https://pay.pluralonline.com/link/abc123xyz

Share it through any channel:

Channel	How

Step 4 — Customer pays

When the customer opens the link, they see a Pine Labs checkout page with:

Order details and amount
Payment options — Cards, UPI, Netbanking, Wallets
Secure payment processing

Step 5 — Track payment

Monitor the payment status in Dashboard → Payment Links:

Status	Meaning
Created	Link generated, awaiting payment
Partially paid	Customer made a partial payment
Paid	Payment received successfully
Expired	Link crossed the expiry date
Cancelled	You cancelled the link

Method 2: Create via API

For automated workflows, use the Payment Links API.

Generate token

Bash

curl --location 'https://pluraluat.v2.pinepg.in/api/auth/v1/token' \
--header 'content-type: application/json' \
--data '{
  "client_id": "<your_client_id>",
  "client_secret": "<your_client_secret>",
  "grant_type": "client_credentials"
}'

Create payment link

Bash

curl --location 'https://pluraluat.v2.pinepg.in/api/pay/v1/payment-links' \
--header 'Authorization: Bearer <access_token>' \
--header 'Content-Type: application/json' \
--data '{
  "merchant_payment_link_reference": "INV-2026-04-001",
  "payment_link_amount": {
    "value": 250000,
    "currency": "INR"
  },
  "description": "Design consultation — April 2026",
  "customer": {
    "email_id": "rahul@example.com",
    "first_name": "Rahul",
    "last_name": "Sharma",
    "mobile_number": "9876543210",
    "country_code": "91"
  },
  "expiry_date": "2026-05-06T23:59:59Z",
  "callback_url": "https://your-domain.com/payment/success",
  "notes": "April consulting invoice"
}'

Response:

JSON

{
  "payment_link_id": "pl_abc123xyz",
  "payment_link_url": "https://pay.pluralonline.com/link/abc123xyz",
  "status": "CREATED",
  "expiry_date": "2026-05-06T23:59:59Z"
}

Check payment link status

Bash

curl --location 'https://pluraluat.v2.pinepg.in/api/pay/v1/payment-links/{payment_link_id}' \
--header 'Authorization: Bearer <access_token>'

Cancel a payment link

Bash

curl --request PUT \
'https://pluraluat.v2.pinepg.in/api/pay/v1/payment-links/{payment_link_id}/cancel' \
--header 'Authorization: Bearer <access_token>'

After receiving payment

Dashboard notifications

View payment details in Dashboard → Payments
Download payment receipts
Issue refunds directly from the Dashboard

Webhook notifications

Configure webhooks to receive real-time notifications:

JSON

{
  "event": "ORDER_CAPTURED",
  "data": {
    "order_id": "v1-2505051234-aa-xYzAbC",
    "payment_link_id": "pl_abc123xyz",
    "amount": { "value": 250000, "currency": "INR" },
    "status": "CAPTURED"
  }
}

Refunds

Issue full or partial refunds from the Dashboard or API:

Go to Dashboard → Payments
Find the payment and click Refund
Enter the refund amount and confirm

Real-world examples

Freelance designer

"I send a Payment Link in my project proposal email. Clients click, pay the deposit, and I start work — no invoicing software needed."

Setup: Create a link for the project deposit → Share via email → Track in Dashboard

Fitness instructor

"I share a monthly class link on my Instagram story. Students tap, pay, and they're registered."

Setup: Create a recurring link for class fees → Share via SMS → Monitor collections

Property rental agent

"I generate links for security deposits and rent payments. Tenants pay via UPI — it's instant."

Setup: Create individual links per tenant → Share via email → Get webhook on payment

Next steps

Payment Links — detailed guide — full API documentation
Accept payments on a website or mobile app — embed checkout in your product
Dashboard — track and manage all payments