Buy Now Pay Later EMI: Get No Cost EMIs on Credit, Debit, NBFC cards | Pine Labs

Watch and learn how to offer different forms of
Pay Later EMIs on your Pine Labs terminal.

More reasons to

offer Pay Later EMIs.

Pay Later EMIs

Exciting cashback offers on
15+ banks and 100+ brands.

Discover top offers Next Btn

Pay Later EMIs

Better customer experience with debit
card EMIs on 25+ bank and NBFC cards.

Know moreNext Btn

Pay Later EMIs Calculator

Calculate on-the-spot EMI rates based
on tenures/banks.

View EMI calculatorNext Btn

Pay Later EMIs
Pay Later - Benefit Banner

So many benefits.

One Pay Later terminal.

Pay Later - EMIs

EMIs in less than 30 seconds

Pay Later - no-card

No new card required

Pay Later - card

Accept debit/credit/NBFC cards

Pay Later - no paperwork

No paperwork

All our partners. All to help grow your business.

Frequently Asked Questions

Buy Now and Pay Later is a short-term financing option that allows you to spread the cost of purchase into multiple instalments. It is a popular alternative to traditional credit card payments and personal loans which often come with higher interest rates and not much flexibility. BNPL can be availed using your credit and debit cards.

Both Shop Now Pay Later and credit cards enable you to pay for purchases over time. But there are some important differences between these two. Shop Now Pay Later generally comes with a shorter repayment period than credit cards, and the interest rates are also lower. However, it is important to note that using Pay Later services responsibly is still crucial, as missed payments can damage your credit score.

Buy Now Pay Later (BNPL) can be used for a variety of purchases in India, like mobile phones, home appliances, laptops, fashion/apparel, watches, healthcare, education and travel. However, it is important to note that not all merchants will accept BNPL as a payment option. It is best to check with the store cashier/owner.

The minimum purchase amount for using Buy Now Pay Later in India can vary depending on the bank and the merchant. Still, most providers typically have a minimum-purchase amount of ₹3,000-5,000. Each bank has its own minimum limits and it is advisable to check with them once.

Buy Now and Pay Later can be a safe way to finance purchases, but you must use it responsibly. It is important to make sure you understand the terms and conditions of the BNPL service you are using and only borrow what you can afford to repay. Be sure that you make your payments on time to avoid late fees, which will damage your credit score.

Not all providers have early repayment charges. However, it's important to check the specific terms and conditions of your chosen BNPL provider. Some might have prepayment penalties, so ensure you understand the policy before making early payments.

Start offering
Pay Later EMIs today.

New to Pine Labs?

Get Started

Already with Pine Labs?

Get More