Affordability Suite

Break into the big
league of
e-commerce sales.

Transform your business into a sales powerhouse with our affordability solutions. Leverage our network and extensive suite to
match the scale of e-commerce giants, increase average order
value and create blockbuster sales events.

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Skip the years of effort:
Leverage our offline
prowess for online success.

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Unlock the power of Pine Labs to seamlessly drive online growth. No need for endless groundwork. Tap into our vast network of 30+ credit partners and 300+ brand partners to offer exclusive brand, bank and marketplace EMI combinations. As a leader in in-store affordability, we're bringing you next-level online sales 
power. 

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Credit partners

350+

Brand partners

Turn the tables on the titans and watch AOVs soar.

Unlock new growth with our affordability suite, featuring exclusive EMI options to boost sales offline and online through our extensive
bank network.

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    Higher conversions

    Make large ticket items affordable and enable higher purchasing power.

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    Reduce cart abandonment rate

    Minimise cart abandonment by breaking up pricing into manageable instalments with small upfront payments.

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    Reduce customer acquisition cost

    Drive more traffic to your website with compelling sales, superior offers and better pricing than the competition.

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    Maintain competitor parity

    Offer lower upfront costs and make your products more accessible and affordable to a wider market.

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    Boost revenue

    Increase website traffic and turn it into higher sales through compelling offers and a seamless shopping experience.

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Make every purchase a repeat through
seamless EMI options. 

When every transaction turns into an EMI, you can tap into the new-to-credit market,
boost sales and offer checkout financing that drives growth and loyalty.

multiple EMI and affordability payment options such as no-cost EMI, debit/credit card EMI, brand EMI, and Buy Now Pay Later
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EMIs tailored for you

We design a plan that fits your needs. 

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No/Low-cost EMIs

A zero interest EMI option guaranteed to attract and retain customers. 

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Debit card EMI

Tap into millions of active users in India by offering EMIs on debit cards. 

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Credit card EMI

Offer flexible EMI options to a vast credit card user base in just a click.

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Brand EMI

An industry-first offering to boost sales on multiple brands.

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Affordability

Enable customers to make purchases without the burden of immediate payments. 

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Discounts, cashback and offers

Provide customised offers at the click of a button using our intuitive dashboard and APIs. 

Put your sales on the fast track with deals that delight.

Offer the best prices to your customers with enticing combo offers, flexible EMIs and Buy Now Pay Later options. Create customer delight, drive satisfaction and watch your sales grow as you meet their payment needs effortlessly.

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    Call the shots

    Create your own discounts, cashback, no-cost EMIs or any combination right from the Pine Labs Online dashboard or Offers Engine.

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    Tailor and time your offers

    Customise and schedule offers for your marketing and festive campaigns as per your business needs.

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    Sweeten the deal

    Offer additional discounts over and above Brand EMIs.

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    Get paid fast

    Receive funds on T+1 settlement for discounts offered by banks and brands.

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Fortify every transaction
with Pine Labs Online.

We protect every payment with advanced encryption and compliance. Your data
stays safe with industry-leading security, at every step.

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PCI SAD Q Compliance

We meet the highest industry standards for secure data handling.

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SSL Encryption

Sensitive payment data is safeguarded with top-tier encryption.

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Tokenisation

Your 16-digit card numbers are replaced with secure tokens, adhering to RBI regulations to minimise data exposure and enhance security.

Boost your bottom line
with value-driven pricing.

Built on a pricing model designed for value, we offer
affordable rates and custom pricing options based on volume.

Contact us for details
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Simplify operations with
24/7 support.

Get round-the-clock support and full control with our easy-to-use dashboard. Track metrics, manage operations and resolve issues effortlessly in one place.

Let’s talk
Recommendation- Simplify operations with 24/7 support

Dive into our blogs.

Frequently Asked Questions

Discover what else we can
do for you.

Explore more solutions that make selling easier, payments smoother and
business growth faster.

Prepaid

Platform for gift cards, network cards and distribution.

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Buy Now Pay Later Suite

Offer EMIs, discounts, cashbacks online.

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In-store Payments

Powering end-to-end retail growth with PoS terminals, UPI, EMI and VAS.

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