EMI solutions to increase affordability | Pine Labs

Affordability

Delight customers with affordable EMIs and more

Make your products affordable through no-cost, convenient EMIs, cashback offers and discounts directly
at the point of sale.

  • Leverage the largest network of credit and debit card issuers

    Benefit from affordability schemes across stores on top 14 issuers with 38 million+ customers.

  • Accelerate business growth

    Increase your ticket size, grow first-time customers with convenient, no-cost EMIs.

  • Increase customer retention

    Sell more with instant EMIs at low rates, discounts and cashbacks.

EMI Calculator

Calculate your EMI now

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Features

First-of-its-kind EMI on debit cards

Harness 30 million+ customers of HDFC Bank, Axis Bank, SBI Bank and more large issuers.

First-of-its-kind EMI on debit cards

Dynamic offers

Run targeted campaigns, no extra cost EMI and additional cashback offers.

Dynamic offers

End-to-end program management

Single point of contact for activation of EMIs across multiple issuers, subvention collection and settlement.

End-to-end program management

Participating Banks

Check eligibility for Debit card EMIs

  • HDFC Bank debit card holders, can type the following SMS: DCEMI❮ Space❯ ❮Last 4 Digits of Debit Card❯ and send it to 56767
  • ICICI Bank debit card customers can type the following SMS: DCEMI❮ Space❯ ❮Last 4 Digits of Debit Card❯ and send it to 5676766
  • Axis Bank debit card customers can type the following SMS: DCEMI❮ Space❯ ❮ Last 4 Digits of Debit Card❯ and send it to 5676782
  • Federal Bank debit card customers can type the following SMS: DC❮ space❯ EMI and send it to 8546995577
  • SBI Bank debit card customers can type the following SMS: DCEMI and send it to 567676 from their registered mobile number