Pre-Approved Credit No Setup Costs Flexible Withdrawals Simple Repayment Now you can access pre-approved credit up to 5 lacs without putting up collateral, documentation, or creating an account. You don’t have to pay any upfront setup costs or processing fees for activating your FlexiCredit limit. Withdraw as many times as you need from the available limit, repay and withdraw again. Request, Repay, and Repeat. Experience effortless loan repayment through small daily deductions via Pine Labs Settlement.