Working capital loan for merchants - Pine Labs Capital

Pine Labs Capital

We understand your business capital needs

We help merchants to maximize liquidity through innovative and flexible capital solutions.

Merchants can avail capital for a tenure of 3 months to 2 years.

Pine Labs Capital

Avail easy, flexible, collateral-free business loans

Our partnerships with leading non-banking finance companies (NBFCs) enable us to provide funds to fuel the growth aspirations of small and large merchants alike. Merchants can avail a working capital loan for a tenure of 3 months up to 2 years.

Grow your business

Put a business loan at work for your working capital and inventory needs to maximize profits and grow your business at a faster pace.

Pre-qualify for loans

Pre-qualified business loans for existing customers are hassle-free and require minimum documentation, reference check or third-party verification.

Get quick disbursal

Receive funds in your bank account within 48 to 72 hours of approval.


  • Available anytime, anywhere

    Apply for business loans anytime, anywhere through a few clicks on our website or the myPlutus app.

  • No new bank account required

    Get the loan credited to any of your existing bank accounts.

  • Flexible repayment

    Choose a flexible amount from your daily card sales and repay as your business grows.