---
title: Accept Payments via Payment Links
slug: use-cases/accept-payments-via-payment-links
excerpt: >-
  Collect payments by sharing a link — no website, no code, no integration
  needed.
sidebar_order: 2
hidden: false
metadata:
  title: Accept Payments via Payment Links — No Code Required | Pine Labs
  description: >-
    Share a payment link to collect payments without a website or coding. Create
    links from the Dashboard or API, share via email/SMS, track payment status,
    and manage collections in minutes.
  keywords: >-
    payment links, no code payments, share payment link, collect payments,
    payment link API, quick payments, Pine Labs links
  robots: index
---

Share a link — collect a payment. Accept payments from anyone, anywhere, without writing a single line of code...

---

## What you're building

By the end of this guide, you'll be able to:

- Create payment links from the Dashboard or API
- Share them via Email, SMS
- Track payment status and manage collections
- Handle post-payment workflows

**Time to first payment:** ~2 minutes (Dashboard) or ~10 minutes (API)

---

## Before you begin

| Requirement | Details |
|---|---|
| Pine Labs account | [Sign up →](https://dashboardv2.pluralonline.com/signup) |
| For Dashboard method | Just a browser — no code needed |
| For API method | Backend server + API credentials |

---

## When to use Payment Links

Payment Links are ideal when you:

| Scenario | Example |
|---|---|
| **No website** | Freelancers, consultants, small businesses |
| **Invoice follow-ups** | Send a payment link with a reminder email |
| **Event ticketing** | Share a link for registrations and ticket sales |
| **Quick collections** | Collect deposits, dues, or ad-hoc payments |
| **Remote services** | Telemedicine, online tutoring, consulting |

---

## Method 1: Create from Dashboard (No code)

### Step 1 — Open Payment Links

1. Log in to the [Pine Labs Dashboard](https://dashboardv2.pluralonline.com/login)
2. Navigate to **Payment Links** in the sidebar


<DocImage src="/cdn/img/image-1778912701899.png" alt="image" sizing="70%" />


### Step 2 — Create a new link

Click **Create Payment Link** and fill in the details:

| Field | Example | Required |
|---|---|---|
| **Amount** | ₹2,500 | Yes |
| **Description** | "Design consultation — April 2026" | Yes |
| **Customer name** | Rahul Sharma | Optional |
| **Customer email** | rahul@example.com | Optional |
| **Customer phone** | 9876543210 | Optional |
| **Expiry** | 7 days | Optional |


<DocImage src="/cdn/img/image-1778912720161.png" alt="image" sizing="70%"  />


### Step 3 — Share the link

After creation, you get a shareable URL:

```
https://pay.pluralonline.com/link/abc123xyz
```

Share it through any channel:

| Channel | How |
|---|---|

| **Email** | Use the built-in email option or copy-paste |
| **SMS** | Copy the link and send via SMS |


<DocImage src="/cdn/img/image-1778912762704.png" alt="image" sizing="70%"  />

### Step 4 — Customer pays

When the customer opens the link, they see a Pine Labs checkout page with:

- Order details and amount
- Payment options — Cards, UPI, Netbanking, Wallets
- Secure payment processing


### Step 5 — Track payment

Monitor the payment status in **Dashboard → Payment Links**:

| Status | Meaning |
|---|---|
| **Created** | Link generated, awaiting payment |
| **Partially paid** | Customer made a partial payment |
| **Paid** | Payment received successfully |
| **Expired** | Link crossed the expiry date |
| **Cancelled** | You cancelled the link |

---

## Method 2: Create via API

For automated workflows, use the Payment Links API.

### Generate token

```bash
curl --location 'https://pluraluat.v2.pinepg.in/api/auth/v1/token' \
--header 'content-type: application/json' \
--data '{
  "client_id": "<your_client_id>",
  "client_secret": "<your_client_secret>",
  "grant_type": "client_credentials"
}'
```

### Create payment link

```bash
curl --location 'https://pluraluat.v2.pinepg.in/api/pay/v1/payment-links' \
--header 'Authorization: Bearer <access_token>' \
--header 'Content-Type: application/json' \
--data '{
  "merchant_payment_link_reference": "INV-2026-04-001",
  "payment_link_amount": {
    "value": 250000,
    "currency": "INR"
  },
  "description": "Design consultation — April 2026",
  "customer": {
    "email_id": "rahul@example.com",
    "first_name": "Rahul",
    "last_name": "Sharma",
    "mobile_number": "9876543210",
    "country_code": "91"
  },
  "expiry_date": "2026-05-06T23:59:59Z",
  "callback_url": "https://your-domain.com/payment/success",
  "notes": "April consulting invoice"
}'
```

**Response:**

```json
{
  "payment_link_id": "pl_abc123xyz",
  "payment_link_url": "https://pay.pluralonline.com/link/abc123xyz",
  "status": "CREATED",
  "expiry_date": "2026-05-06T23:59:59Z"
}
```

### Check payment link status

```bash
curl --location 'https://pluraluat.v2.pinepg.in/api/pay/v1/payment-links/{payment_link_id}' \
--header 'Authorization: Bearer <access_token>'
```

### Cancel a payment link

```bash
curl --request PUT \
'https://pluraluat.v2.pinepg.in/api/pay/v1/payment-links/{payment_link_id}/cancel' \
--header 'Authorization: Bearer <access_token>'
```

---

## After receiving payment

### Dashboard notifications

- View payment details in **Dashboard → Payments**
- Download payment receipts
- Issue refunds directly from the Dashboard

### Webhook notifications

Configure webhooks to receive real-time notifications:

```json
{
  "event": "ORDER_CAPTURED",
  "data": {
    "order_id": "v1-2505051234-aa-xYzAbC",
    "payment_link_id": "pl_abc123xyz",
    "amount": { "value": 250000, "currency": "INR" },
    "status": "CAPTURED"
  }
}
```

### Refunds

Issue full or partial refunds from the Dashboard or API:

1. Go to **Dashboard → Payments**
2. Find the payment and click **Refund**
3. Enter the refund amount and confirm

---

## Real-world examples

### Freelance designer

> "I send a Payment Link in my project proposal email. Clients click, pay the deposit, and I start work — no invoicing software needed."

**Setup:** Create a link for the project deposit → Share via email → Track in Dashboard

### Fitness instructor

> "I share a monthly class link on my Instagram story. Students tap, pay, and they're registered."

**Setup:** Create a recurring link for class fees → Share via SMS → Monitor collections

### Property rental agent

> "I generate links for security deposits and rent payments. Tenants pay via UPI — it's instant."

**Setup:** Create individual links per tenant → Share via email → Get webhook on payment

---

## Next steps

- [Payment Links — detailed guide](/payment-links) — full API documentation
- [Accept payments on a website or mobile app](/accept-payments) — embed checkout in your product
- [Dashboard](/dashboard) — track and manage all payments
