---
title: Overview
slug: overview
excerpt: >-
  Pine Labs Online Payment Gateway - Your One-Stop Solution for Seamless Payment
  Integration.
hidden: false
sidebar_order: 1
metadata:
  title: Get Started | Pine Labs Online Payments Developer Docs
  description: >-
    Complete developer documentation for Pine Labs payment gateway. APIs, SDKs
    for multiple languages, hosted checkout, custom checkout, payment links,
    subscriptions, webhooks.
  keywords: >-
    Pine Labs developer docs, payment gateway API, payment integration, Pine
    Labs SDK, hosted checkout, payment API reference
  robots: index
---
## Get Started with Pine Labs Online Payments

<div style="display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start;">

  <div>
<div style="padding-top:10px;">
<p>Welcome to the Pine Labs Online Developer Portal — your destination for building secure and seamless payment experiences. Access APIs, SDKs, integration guides, Postman collections, and developer tools to quickly integrate payments across web and mobile platforms.</p>

**With Pine Labs Online, you can:**

- Accept payments via Cards, UPI, NetBanking, Wallets, and more
- Integrate using APIs, Web SDKs, Mobile SDKs, and Server SDKs
- Use hosted checkout, custom checkout, and payment links
- Monitor payments, refunds, and settlements easily
- Accelerate development with AI-native tools like MCP Server

**Start building today and deliver a reliable, modern payment experience for your customers.**

</div>
<div style="padding-top:30px;">

<a href="quick-start-guide" className="btn-light-green px-3.5 py-0 text-sm shadow-sm !no-underline">
  Find your Use case →
</a>
</div>
</div>
  <div class="right-col video-section">

<video autoPlay muted loop playsInline style={{width:"100%",borderRadius:"8px"}}>
  <source src="https://cdn.pinelabs.com/developeronline/images/payment-gateway.webm" type="video/webm.webm" type="video/webm" />
  <source src="https://cdn.pinelabs.com/developeronline/images/payment-gateway.webm" type="video/webm.mov" type="video/quicktime" />
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---

## Product Offerings

Pine Labs Online supports a wide range of payment products built for businesses of every size - from startups to enterprise marketplaces.

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Generate secure links and send via SMS, email, or WhatsApp.</p>\n    <a class=\"offering-link\" href=\"payment-links\" >View Docs <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M9 5l7 7-7 7\"></path></svg></a>\n  </div>\n  <div class=\"offering-card\">\n    <div class=\"offering-icon\" style=\"background:#fff7ed;\"><svg fill=\"none\" stroke=\"#f97316\" stroke-width=\"1.8\" viewBox=\"0 0 24 24\"><path d=\"M12 8c-2.21 0-4 1.79-4 4s1.79 4 4 4 4-1.79 4-4-1.79-4-4-4z\"></path><path d=\"M12 2v2m0 16v2m10-10h-2M4 12H2m15.07-5.07l-1.41 1.41M8.34 15.66l-1.41 1.41m0-10.14l1.41 1.41m7.32 7.32l1.41 1.41\"></path></svg></div>\n    <h4>Affordability Suite</h4>\n    <p class=\"offering-desc\">Boost conversions with Credit Card EMI, Debit Card EMI, Cardless EMI, Down Payment EMI, and BNPL.</p>\n    <a class=\"offering-link\" href=\"affordability-suite\" >View Docs <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M9 5l7 7-7 7\"></path></svg></a>\n  </div>\n  <div class=\"offering-card\">\n    <div class=\"offering-icon\" style=\"background:#f0fdf4;\"><svg fill=\"none\" stroke=\"#0f766e\" stroke-width=\"1.8\" viewBox=\"0 0 24 24\"><path d=\"M4 4v5h.582m15.356 2A8.001 8.001 0 004.582 9m0 0H9m11 11v-5h-.581m0 0a8.003 8.003 0 01-15.357-2m15.357 2H15\"></path></svg></div>\n    <h4>Subscriptions</h4>\n    <p class=\"offering-desc\">Automate recurring billing with mandate creation, automated payments, and subscription lifecycle management.</p>\n    <a class=\"offering-link\" href=\"subscriptions\" >View Docs <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M9 5l7 7-7 7\"></path></svg></a>\n  </div>\n  <div class=\"offering-card\">\n    <div class=\"offering-icon\" style=\"background:#eff6ff;\"><svg fill=\"none\" stroke=\"#3b82f6\" stroke-width=\"1.8\" viewBox=\"0 0 24 24\"><path d=\"M8 7v8a2 2 0 002 2h6M8 7V5a2 2 0 012-2h4.586a1 1 0 01.707.293l4.414 4.414a1 1 0 01.293.707V15a2 2 0 01-2 2h-2M8 7H6a2 2 0 00-2 2v10a2 2 0 002 2h8a2 2 0 002-2v-2\"></path></svg></div>\n    <h4>Split Settlements</h4>\n    <p class=\"offering-desc\">Marketplace payment infrastructure. Split payments between multiple vendors with automated settlements.</p>\n    <a class=\"offering-link\" href=\"split-settlements\" >View Docs <svg fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M9 5l7 7-7 7\"></path></svg></a>\n  </div>\n  <div class=\"offering-card\">\n    <div class=\"offering-icon\" style=\"background:#fdf4ff;\"><svg fill=\"none\" stroke=\"#a855f7\" stroke-width=\"1.8\" viewBox=\"0 0 24 24\"><path d=\"M17 9V7a2 2 0 00-2-2H5a2 2 0 00-2 2v6a2 2 0 002 2h2m2 4h10a2 2 0 002-2v-6a2 2 0 00-2-2H9a2 2 0 00-2 2v6a2 2 0 002 2z\"></path></svg></div>\n    <h4>Payouts</h4>\n    <p class=\"offering-desc\">Send money to vendors, partners, or customers. 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---

<div className="not-prose layout-grid-2" style="grid-template-columns: 2fr 1fr;background:#003434; border-radius:20px; color:#fff; padding:20px">
  <div style="color:#fff">
<h2 style="color:#fff !important ">MCP Server</h2>
<p style="color:#fff !important ">Build faster with our AI-native developer tool that enables intelligent API access and instant integration code generation directly inside Claude, Cursor, VS Code, and other AI-powered development environments.</p>

  </div>
  <div class="py-10 px-5 text-right">
<a href="ai" class="btn-light-green px-3.5 py-0 text-sm shadow-sm !no-underline"><p>Start Building with AI →</p></a>

  </div>
</div>


---


## Start Testing Pine Labs Online Payment Gateway APIs


<div style="display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;max-width:1200px;margin:0 auto;">
  <div style="border:1px solid #e2e8f0;border-radius:10px;padding:1.25rem;">
    <h4 style="font-size:0.95rem;font-weight:650;margin-bottom:0.5rem;">API References</h4>
    <p style="font-size:0.82rem;color:#64748b;">Explore detailed API references for Pine Labs Online Payments, including request parameters, response formats, authentication, and integration examples.</p>
    <a href="api/" style="font-size:0.8rem;font-weight:600;color:#0f766e;text-decoration:none;">Explore API References →</a>
  </div>
  <div style="border:1px solid #e2e8f0;border-radius:10px;padding:1.25rem;">
    <h4 style="font-size:0.95rem;font-weight:650;margin-bottom:0.5rem;">OpenAPI specs</h4>
    <p style="font-size:0.82rem;color:#64748b;">Download OpenAPI specifications for Pine Labs Online APIs to simplify integration, automate client generation, and accelerate development workflows. </p>
    <a href="api/downloads/openapi-spec" download="pinelabs-online-openapi.yaml" style="font-size:0.8rem;font-weight:600;color:#0f766e;text-decoration:none;">Download OpenAPI Specs →</a>
  </div>
  <div style="border:1px solid #e2e8f0;border-radius:10px;padding:1.25rem;">
    <h4 style="font-size:0.95rem;font-weight:650;margin-bottom:0.5rem;">Playground </h4>
    <p style="font-size:0.82rem;color:#64748b;">Test and validate your payment integrations safely in the Pine Labs Online Playground before going live.</p>
    <a href="playground" style="font-size:0.8rem;font-weight:600;color:#0f766e;text-decoration:none;">Access Playground →</a>
  </div>
</div>