How to create payment links: UPI and online payment guide

Getting paid shouldn’t feel complicated. Whether you run a neighbourhood store, manage online orders via WhatsApp or handle high-volume billing, payment links make collecting money fast, flexible and stress-free. No website, no app and no technical setup needed.

For businesses, this means you can share a link anytime, on chat, SMS, email or social media and customers can pay instantly using their preferred method. It’s simple, secure and works beautifully for both one-time and repeat payments.

With Pine Labs solutions, generating a payment link takes just a few clicks. You can accept payments via UPI, cards, net banking and wallets without any friction. 

Let’s walk through how easy it is to create a payment link and start collecting digital payments effortlessly.

Payment links: A fast, click-and-pay way to collect money?

In simple terms, payment links are secure online links that businesses can send to customers for easy payment. Customers can pay via UPI, cards, net banking or wallets, all in just a few clicks. These links can be sent via SMS, WhatsApp, email or any other messaging platform. Once the customer clicks the link, they land on a secure checkout page where they can complete the payment.

With Pine Labs, creating payment links is straightforward. There’s no need for a website, engineering support or complex integrations. You handle everything from link creation to transaction tracking, all within one platform.

The real reason payment links are taking over digital payments

Payment links make the payment process quick, easy and mobile-friendly. Here’s why payment links, including UPI payment links, are an ideal choice for businesses:

1. No QR code needed: Customers don’t need to scan a QR code. A single tap opens the payment page.
2. Mobile-first experience: The payment process is designed for smartphones, making it smoother and faster for customers.
   
3. Instant confirmation: You get real-time updates on payment status, ensuring no delays.
4. Multi-platform compatibility: Payment links work with popular UPI apps and also support card payments and wallets.

For businesses with remote or online orders, payment links are among the fastest and most efficient ways to collect payments.

Benefits of payment links for different types of businesses

Payment links are super flexible and can benefit a variety of business models:

1. Retailers: Easily collect payments for phone or social media orders and reservations
2. Restaurants & cafés: Send links for home deliveries, bookings and advance payments
3. Service providers: Coaches, freelancers, salons and consultants can send links directly to clients without needing a Point-of-Sale (PoS) system or website
4. Healthcare providers: Use links for deposits, reports or consultation fees
5. Education institutions: Schools and coaching centres can collect fees through bulk payment links
6. E-commerce sellers: Perfect for sellers on Instagram, Facebook and WhatsApp, who need quick checkout solutions

How to create a payment link in minutes with Pine Labs

Creating online payment links with Pine Labs is simple and requires no technical knowledge. Here’s a step-by-step guide:

1. Log in to the Pine Labs payment dashboard

Sign in to your Pine Labs Online account to access the payment tools and link management features

2. Select “Payment Links”

In the dashboard, click on the Payment Links tab. This is where you’ll create, resend and manage your links

3. Enter payment details

Add the following information:

1. Customer’s name
2. Mobile number or email address
3. Amount to be collected
4. Invoice description (optional)
5. Generate the payment link

Click on “Create Payment Link”. A secure, unique link will be generated instantly

5. Share the link with the customer

Send the link via WhatsApp, SMS or Email directly from the dashboard

6. Customer completes payment

When the customer opens the link, they’ll be taken to a secure checkout page. They can choose from various payment methods, including UPI, cards, net banking or wallets.

7. Track the transaction

The Pine Labs dashboard updates in real time. You’ll be able to see if the payment is paid, pending, failed or expired.

What makes Pine Labs payment links so handy for merchants?

Pine Labs has packed a variety of features into its payment link system, designed to streamline your payment collections:

1. Bulk payment links: Generate thousands of links at once, perfect for subscription-based services, schools or recurring payments
2. Payment status tracking: Monitor payment statuses, track successful payments and manage follow-ups all in real time
3. Multiple payment options: Let customers pay via multiple payment types like UPI, cards, net banking and more
4. Detailed dashboard insights: Access transaction and settlement reports for easy financial tracking
5. Secure end-to-end payments: We use PCI-DSS-certified systems, fraud-detection layers and encryption to protect both merchant and customer data
6. Webhook notifications: Real-time updates delivered to your system, ensuring no transaction is missed

The easiest way to give customers a smooth payment experience

Payment links are quickly becoming a favourite for businesses looking to collect digital payments without complexity. With real-time tracking, multi-channel sharing and instant support for UPI apps, they create a smooth, secure and familiar payment experience for customers while reducing effort for you.

What makes payment links truly powerful is their simplicity. Businesses of every size, from home entrepreneurs to large enterprises, can start collecting payments in minutes, with zero technical setup or integration work.

If you’re ready to make payment collections easier, faster and more reliable, Pine Labs Payment Links offer the perfect solution. Give your customers a quick, hassle-free way to pay and keep your operations running smoothly. 

Explore more at https://www.pinelabs.com.