Windows™-based desktop software for credit/debit EMV card transaction processing on PC/POS systems.
Back-office server with web services interface for centralized payment processing at high-volume retail stores.
Enterprise-grade server system for hosted payment services such as bulk standing-instructions transaction processing.
See Also
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Pine Labs Plutus is now certified for accepting POS card payment transactions on the American Express network. More>>
Transaction Reconciliation Management is directed towards eliminating merchant problems regarding by creating central repository of all credit/debit transactions (which is not available in current scenario), performing automatic reconciliation between bank payments and credit transactions, tracking disputes and providing critical information through state-of-art graphic capabilities.
With automated reconciliation and readymade rich MIS available on a mouse click, Transaction Reconciliation Management will help merchant reduce cost of operations (cashier time), track disputes and bring focus on day-to-day activities with the help of alerts emails. A merchant can set the alerts for list of terminals who have not done bank settlement, pending payments for more than ‘n’ days, alert new disputed transactions etc.
Transaction Terminal Management is available as hosted services with Pine Labs.
For more information on Plutus Transaction Reconciliation Management,
email us at:
Key Features
Runs on IP-enabled Windows™-based POS systems
Supported on Windows 2000™, Windows XP™, and Windows Vista™ and integrates with POS peripherals. Communicates on TCP/IP
Chip- and PIN-support
Supports chip- and PIN-based transactions. Uses EMV certified kernel and ICC reader hardware
Full EDC functionality
Provides complete electronic draft capture (EDC) functionality for credit / debit card processing including transactions (sale, void, refund, tip processing, pre-authorization, sale completion, etc.), end-of-day settlement / reconciliation, merchant reports, and remote parameter download.
Software Integration
Integration APIs available for integrating with any Windows™ based billing / electronic cash register application.
Multi-merchant and multi-acquirer support
Supports upto 16 merchants in a single application instance. Supports multiple acquires with merchant-controlled manual or rule-based automated acquirer selection.
Security and strong encryption
Provides state-of-the-art security using 3DES for strong encryption of sensitive cardholder information
Benefits
Full support for EFT POS transaction processing standards
Integrates with certified hardware and software for enabling EMV chip- and PIN-based transactions. Validated with Visa® ADVT, MasterCard® TIP, and American Express® AEIPS for EMV card acceptance. Complies with PCI guidelines for POS data security
Lower equipment costs
Processes transactions on existing POS system / PC infrastructure at merchant countertop, instead of using legacy terminal hardware
High-speed transaction processing
Windows™-based transaction engine delivers high processing throughput. IP-based connectivity delivers high network performance
Wide variety of communication options
Can use any of multiple IP-based modes of connectivity for connecting to acquirer’s authorization network. These include leased lines, VSAT, ADSL, GPRS, CDMA, and dialup
Seamless integration with billing applications
Provides integration hooks for allowing external billing applications to initiate a card payment transaction as part of store checkout workflow. Minimizes human error due to dual key entry, reconciles transactions in real-time, and streamlines workflow
Maximum flexibility for merchants
Merchants can use the multi-acquirer features to select acquirer, manually or based on preset rules, for a transaction at transaction time – offering greatest flexibility to merchants
Rich reporting and MIS for analytics
Plutus generates rich Crystal Reports™ reports that can be printed on large format printers and exported to a variety of formats
How it Works
Plutus in the EFT POS payment ecosystem
Plutus Desktop Edition is a high-performance PC-based EFT POS application. The application installs on a Windows™-based PC at a merchant’s countertop. The integrated POS peripherals at the PC can be used for accepting credit / debit cards. Plutus subsequently processes the transaction and seeks authorization online with an acquirer’s authorization network.
Performing a Sale Transaction in Plutus Desktop Edition
Plutus offers an easy-to-use rich Windows™-based graphical user interface to simplify EFT payments at point-of-sale. Plutus integrates with POS peripherals and can be used either standalone or integrated with a PC-based billing application.
See how a basic sale (goods purchase) transaction is performed in Plutus
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Next Step!
Interested?
Have a POS software application that you are interested in integrating with Plutus?
Post an enquiry to plutus.support@pinelabs.com and we will guide you through the quick integration process.
Need More Help?
Sales: (+91) (120) 258.5720
E-mail: support@pinelabs.com
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FAQ
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Resources
Plutus Software Integration
Plutus Desktop Edition provides an integration API for programmatically invoking EFT POS card payments from a Windows™-based point-of-sale billing / CRM application. In integrated mode, credit / debit EFT payment transactions are launched directly from external billing / retail applications – avoiding the need for dual amount input. Also, transaction response details passed to the external application post transaction completion can be used to automatically link the EFT payment transaction with the billing sale transaction for reconciliation.
