• Runs on IP-enabled Windows™-based POS systems

  Supported on Windows 2000™, Windows XP™, and Windows Vista™ and integrates with POS peripherals. Communicates on TCP/IP

• Chip- and PIN-support

  Supports chip- and PIN-based transactions. Uses EMV certified kernel and ICC reader hardware

• Full EDC functionality

  Provides complete electronic draft capture (EDC) functionality for credit / debit card processing including transactions (sale, void, refund, tip processing, pre-authorization, sale completion, etc.), end-of-day settlement / reconciliation, merchant reports, and remote parameter download.

• Software Integration

  Integration APIs available for integrating with any Windows™ based billing / electronic cash register application.

• Multi-merchant and multi-acquirer support

  Supports upto 16 merchants in a single application instance. Supports multiple acquires with merchant-controlled manual or rule-based automated acquirer selection.

• Security and strong encryption

  Provides state-of-the-art security using 3DES for strong encryption of sensitive cardholder information

• Full support for EFT POS transaction processing standards
  

  Integrates with certified hardware and software for enabling EMV chip- and PIN-based transactions. Validated with Visa® ADVT, MasterCard® TIP, and American Express® AEIPS for EMV card acceptance. Complies with PCI guidelines for POS data security

• Lower equipment costs

  Processes transactions on existing POS system / PC infrastructure at merchant countertop, instead of using legacy terminal hardware

• High-speed transaction processing

  Windows™-based transaction engine delivers high processing throughput. IP-based connectivity delivers high network performance

• Wide variety of communication options

  Can use any of multiple IP-based modes of connectivity for connecting to acquirer’s authorization network. These include leased lines, VSAT, ADSL, GPRS, CDMA, and dialup

• Seamless integration with billing applications

  Provides integration hooks for allowing external billing applications to initiate a card payment transaction as part of store checkout workflow. Minimizes human error due to dual key entry, reconciles transactions in real-time, and streamlines workflow

• Maximum flexibility for merchants

  Merchants can use the multi-acquirer features to select acquirer, manually or based on preset rules, for a transaction at transaction time – offering greatest flexibility to merchants

• Rich reporting and MIS for analytics

  Plutus generates rich Crystal Reports™ reports that can be printed on large format printers and exported to a variety of formats

Plutus in the EFT POS payment ecosystem
Plutus Desktop Edition is a high-performance PC-based EFT POS application. The application installs on a Windows™-based PC at a merchant’s countertop. The integrated POS peripherals at the PC can be used for accepting credit / debit cards. Plutus subsequently processes the transaction and seeks authorization online with an acquirer’s authorization network.

Performing a Sale Transaction in Plutus Desktop Edition
Plutus offers an easy-to-use rich Windows™-based graphical user interface to simplify EFT payments at point-of-sale. Plutus integrates with POS peripherals and can be used either standalone or integrated with a PC-based billing application.
See how a basic sale (goods purchase) transaction is performed in Plutus