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Shoppers Stop has been using Plutus payment solution from Pine Labs for over 4 years now and are pleased with the performance of the solution.
Pine Labs new Equal Monthly Installment financing program provides Manufacturers with unprecedented flexibility, security and reach to drive consumer purchases at participating retail locations.
Key Features:
  • Multi issuer “on us” EMI platform – Traditionally one EDC can support at maximum EMI for only one banks’ customers. With Plutus EMI platform there is no need of putting separate EDCs to offer EMI to customers of different banks instead one EDC at desk and software at POS takes care of EMIs for unlimited number of banks.
  • Sophisticated Rules Engine – Plutus EMI supports comprehensive business rules for creating EMI offers for customers. For e.g. you can create special offers on selected products at selected outlets at selected day at selected time.
  • Detailed Customer Transactions History –Unlike traditional EMI where manufacturer does not receive any information about customer who benefited from EMI and product they bought, Plutus EMI captures all the information while completing the transaction. Information is useful for manufacturers for control and future marketing promotions.
  • Real time – Plutus EMI processes all the transactions in real time and can be used for real time promotions to customer.
  • Unparalleled Flexibility – Target EMI offers by Retailer, Location, and Product
  • Offer Control – Deliver offer based on centrally set rules – no Cashier decision making
  • Reach –Tie up with multiple Issuers through a single, convenient POS solution
  • Easy Configuration – Launch new EMI offers and edit existing ones using intuitive web-based interfaces
  • Enhanced Security – EMI transactions are verified in real-time, with centralized reporting
  • Rich MIS – View daily reports of EMI transactions, providing real-time performance measurement
  • Fast Delivery – Can integrate cashier interface with POS Application for seamless processing